Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
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Science fiction and fantasy stories from Clarkesworld Magazine
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1
We Begin Where Infinity Ends by Somto Ihezue (audio)
1:04:19
1:04:19
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1:04:19This episode features "We Begin Where Infinity Ends" written by Somto Ihezue. Published in the February 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/ihezue_02_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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King of the Castle by Fiona Moore (audio)
41:05
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41:05This episode features "King of the Castle" written by Fiona Moore. Published in the February 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/moore_02_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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This episode features "Bodyhoppers" written by Rocío Vega and translated by Sue Burke. Published in the February 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/vega_02_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Autonomy by Meg Elison (audio)
19:49
19:49
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19:49This episode features "Autonomy" written by Meg Elison. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/elison_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Beyond Everything by Wang Yanzhong (audio)
1:04:58
1:04:58
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1:04:58This episode features "Beyond Everything" written by Wang Yanzhong and translated by Stella Jiayue Zhu. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/wang_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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The Temporary Murder of Thomas Monroe by Tia Tashiro (audio)
1:20:14
1:20:14
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1:20:14This episode features "The Temporary Murder of Thomas Monroe" written by Tia Tashiro. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/tashiro_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Never Eaten Vegetables by H.H. Pak (audio)
1:42:06
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1:42:06This episode features "Never Eaten Vegetables" written by H.H. Pak. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/pak_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Child of the Mountain by Gunnar De Winter (audio)
28:39
28:39
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28:39This episode features "Child of the Mountain" written by Gunnar De Winter. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/dewinter_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
When There Are Two of You: A Documentary by Zun Yu Tan (audio)
14:30
14:30
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14:30This episode features "When There Are Two of You: A Documentary" written by Zun Yu Tan. Published in the January 2025 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/tan_01_25 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Retirement Plan by Paul Starkey (audio)
22:13
22:13
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22:13This episode features "Retirement Plan" written by Paul Starkey. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/starkey_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Life Sentence by Gelian (audio)
25:14
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25:14This episode features "Life Sentence" written by Gelian and translated by Blake Stone-Banks. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/gelian_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
The Coffee Machine by Celia Corral-Vázquez (audio)
39:10
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39:10This episode features "The Coffee Machine" written by Celia Corral-Vázquez and translated by Sue Burke. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/corral-vazquez_12_24 Support us on Patreon at https://www.patreon.com/join/clar…
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1
Driver by Sameem Siddiqui (audio)
39:30
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39:30This episode features "Driver" written by Sameem Siddiqui. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/siddiqui_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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Lucie Loves Neutrons and the Good Samarium by Thoraiya Dyer (audio)
1:05:18
1:05:18
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1:05:18This episode features "Lucie Loves Neutrons and the Good Samarium" written by Thoraiya Dyer. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/dyer_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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Souljacker by Shari Paul (audio)
41:59
41:59
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41:59This episode features "Souljacker" written by Shari Paul. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/paul_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
The Painted Skin and the Final Stroke by Zhu Yixuan (audio)
36:21
36:21
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36:21This episode features "The Painted Skin and the Final Stroke" written by Zhu Yixuan. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/zhu_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
From Across Time by Chisom Umeh (audio)
30:27
30:27
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30:27This episode features "From Across Time" written by Chisom Umeh. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/umeh_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Stranger Seas Than These by L Chan (audio)
27:13
27:13
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27:13This episode features "Stranger Seas Than These" written by L Chan. Published in the December 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/chan_12_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Unquiet Graves by Michael Swanwick (audio)
22:22
22:22
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22:22This episode features "Unquiet Graves" written by Michael Swanwick. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/swanwick_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
Technicolor Bath by Raahem Alvi (audio)
44:09
44:09
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44:09This episode features "Technicolor Bath" written by Raahem Alvi. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/alvi_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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1
The Slide by Oliver Stifel (audio)
48:33
48:33
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48:33This episode features "The Slide" written by Oliver Stifel. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/stifel_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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Duty of Care by E.N. Auslender (audio)
58:51
58:51
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58:51This episode features "Duty of Care" written by E.N. Auslender. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/auslender_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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Negative Scholarship on the Fifth State of Being by A. W. Prihandita (audio)
1:00:41
1:00:41
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1:00:41This episode features "Negative Scholarship on the Fifth State of Being" written by A. W. Prihandita. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/prihandita_11_24 Support us on Patreon at https://www.patreon.com/join/clarkeswor…
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Luminous Glass, Vibrant Seeds by D.A. Xiaolin Spires (audio)
36:15
36:15
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36:15This episode features "Luminous Glass, Vibrant Seeds" written by D.A. Xiaolin Spires. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/spires_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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Mirror Stages by Claire Jia-Wen (audio)
36:55
36:55
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36:55This episode features "Mirror Stages" written by Claire Jia-Wen. Published in the November 2024 issue of Clarkesworld Magazine and read by Kate Baker. The text version of this story can be found at: https://clarkesworldmagazine.com/jia-wen_11_24 Support us on Patreon at https://www.patreon.com/join/clarkesworld?…
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