Getting into a car accident is always a stressful situation. You’re worried about injuries, damage to your vehicle, and of course, money. How do you know if paying for repairs out of pocket will help you in the long run or make things more complicated? We’ve got you covered. Here are some questions to ask yourself when considering paying out of poc…

When it comes to driving, we’ve all heard myths gathered over the years from relatives, friends, and beliefs in the public sphere. Whether it’s myths about car safety, maintenance, or trivial matters, such as whether it’s legal to drive barefoot or keep the light on in your car, you may have some misconceptions about your car and how you drive it. …

What to do if your car is totaled Uh-oh…your car is totaled. Or is it? “Totaled” is a word that gets thrown around a lot when it comes to car accidents, but the term actually has a very specific definition. It is only used in insurance when the damage to the car falls under a particular set of circumstances set by your insurance. It’s not the drive…

10 safe driving scholarship options to apply to Nothing is more important than being a safe driver on the road. Distracted driving and drunk driving have enormous consequences not only for you as a driver, but for your family and other people on the road. Because it impacts thousands of Americans every year, particularly teens who account for almos…

How do tickets and violations affect my car insurance? There’s a lot of information out there about car insurance as it pertains to tickets and traffic violations. Some of it’s true; some of it is an exaggeration or pure misinformation. However, whether you get your information from a friend or family member, or an online search engine, it’s best t…

With the continued rise of catalytic converter thefts being reported, you may be wondering what to do should it happen to you. Is catalytic converter theft covered by insurance? Is there a specific type of catalytic converter theft insurance? If you recently had your catalytic converter stolen, check with your carrier before buying a replacement. C…

The knights in shining armor of fairy tale fame wouldn’t be so brilliant without their noble steeds. The same can be said for today’s road warriors, whether commuting or vacation-bound. Motorists are getting the most out of their car-buying dollar, when you consider that the average age of cars on the road today is 11.4 years, according to IHS Auto…

Do you have a reliable way to get around if your vehicle is in the shop for repairs? If you don’t, you aren’t alone. In fact, in a recent poll conducted at Elephant, we found 27% of participants didn’t have an alternate way to get to work if their car was out of commission. That’s where rental reimbursement can help. Also referred to as “rental car…

On the list of major purchases, it doesn’t get much bigger than buying a new house. While there’s a certain charm to getting a place that’s been lived in, there’s also something special about being a home’s initial tenants. There are a number of differences between an existing home and a new home. Most of them are pretty obvious, like custom featur…

Your car insurance coverage shouldn’t be a mystery. Knowing what your car insurance does and doesn’t cover is crucial information, and something you’ll want to know before you have to file a claim. Feeling a little foggy about what your insurance plan covers? No worries. Read on for a fuller understanding of your coverage. What’s covered depends on…

You’ve saved, researched models and brands, and now you’ve finally taken the plunge and bought a car—congratulations! But before you hit the open road, you need to take care of a few things first, and that means it’s time to buy yourself some car insurance. Since you just dropped a big chunk of change on your car, you might think the smart thing to…

Did you know that between 2019 and 2020, the number of US citizens working from home grew from 22 percent to 42 percent? For many, that change is permanent, with offices offering full-time remote opportunities or more flexibility in office work schedules. If you and your partner are both working from home, you may have noticed that having two vehic…

Let’s face it, driving can be stressful. Traffic jams, distracted drivers, car trouble: all these factors can lead to a commute that leaves you wanting to pull your hair out. However, the way you react to these stressors can affect you and your fellow motorists’ safety in a major way. Let’s talk about the ways road rage and driving anxiety can be d…

It’s an inevitable part of car ownership— the longer you own a car, the more likely you are to need repairs or potentially get in an accident. Even if you safely park your vehicle in a covered garage, perform routine oil changes, and treat your car with maybe a tad too much loving admiration (don’t worry — we won’t judge!), your vehicle will start …

We all lead busy lives, and sometimes things just slip through the cracks. If that means letting your veggies go bad or forgetting to floss before bed (sorry, dentists), it just means you’re human. However, some slip-ups can have more serious consequences. For example, letting your car insurance lapse can not only lead to higher insurance rates but…

When you’re thinking of buying a car, nothing may be more reliable than a compact. They are affordable, great on gas, stylish, and depending on the make and model, could be tried-and-true in performance. Popular models include the Honda Civic, Toyota Corolla, and Hyundai Elantra. This class of cars, one step above subcompact vehicles and one step b…

Facts about heart attacks Here's a surprising number that just might take your breath away this National CPR Awareness Week: 735,000. According to the U.S. Centers for Disease Control and Prevention, that's how many Americans experience a heart attack in the average year. That's 1 in every 43 seconds. Most of these episodes are the sufferers' first…

We’ve all been there. It’s the middle of the night and you’ve just managed to drift off to sleep when suddenly your peace is interrupted by the sound of a car alarm. It’s annoying, but it helps keep people’s car’s safe, right? The answer is complicated. Read on to find out just how effective car alarms really are. Car alarms and car theft The first…

There’s nothing quite like the freedom that comes from hitting the open road on your motorcycle. Nothing can stand between you and your right to enjoy the scenery from the comfort of your bike. Nothing, except maybe a license? Read on to learn why you might want to get motorcycle insurance despite not having a motorcycle license. What to know about…

No matter what kind of driver you are — road-tripper, carpooler, or daily commuter — you know that car ownership comes with its fair share of hassles. Even keeping up with routine car maintenance can sometimes feel like a lot to handle — throw even the most minor windshield damage into the mix, and now you’ve got a recipe for urgently-required repa…

Bringing home a brand new or “brand new to you” car is always an exciting moment, but a whole set of new worries and responsibilities come right along with that new purchase. You now have a car payment to add to your monthly expenses, and actually seeing an extra several hundred dollars come out of your account each month can be jarring. If your la…

No matter how you spin it, the Tesla story is impressive. First entering the spotlight in 2013 when the Model S was unveiled, Tesla has become a rightful competitor to established American automakers like Ford, Chevrolet, and Dodge. Since then, the company has set a slew of company and national records. The Model 3 became theworld’s best-selling el…

Car insurance is designed to protect you in the case of an accident. However, it’s also designed to protect you in a situation where you aren’t directly at-fault. Even if you’re a cautious driver with an excellent driving record, there’s always a chance that you’ll be involved in an accident caused by another driver. It’s important to ensure you’re…

While the terms “careless driving” and “reckless driving” may sound similar, the violations are not synonymous. Both refer to a driver not following the rules of the road, but the intent behind each citation and the consequences are what make the difference. If you’re cited for either careless driving or reckless driving, understanding what both vi…

It happened: you got in an accident, and to make matters worse, you didn’t get the other driver’s information. Maybe this accident was a hit-and-run, where someone left the scene after a collision without stopping. Maybe you were flustered from the accident itself and simply forgot to ask for the other driver’s info. Or maybe the other party simply…