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Why is personal finance so complicated? The internet is flooded with personal finance “experts” sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex financial topics. With relatable stories, in-depth research, and practical tips, Jesse helps you m ...
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The Long Term Investor

Peter Lazaroff

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We all need to make smart decisions with our money. The Long Term Investor shows you how to do it. Hosted by the Chief Investment Officer at Plancorp and author of “Making Money Simple,” Peter Lazaroff distills complex financial matters into easily digestible lessons. If you’re ready to get a clear plan for your investments and personal finances, you’re in the right place.
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Baillie Gifford’s Short Briefings on Long Term Thinking bring valuable insights into the benefits of taking the long view. You’ll hear frank, thought-provoking opinions from our team in Edinburgh and experts around the world. These podcasts do not constitute an offer of or solicitation for purchase or sale of securities or provision of any investment services. They are provided for information only and should not be considered as investment advice or a recommendation to buy, sell or hold a p ...
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Explore hundreds of lectures by scientists, historians, artists, entrepreneurs, and more through The Long Now Foundation's award-winning lecture series, curated and hosted by Long Now co-founder Stewart Brand (creator of the Whole Earth Catalog). Recorded live in San Francisco each month since 02003, past speakers include Brian Eno, Neil Gaiman, Sylvia Earle, Daniel Kahneman, Jennifer Pahlka, Steven Johnson, and many more. Watch video of these talks and learn more about our projects at Longn ...
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I share my experience, strength and hope with you regarding my own recovery from alcoholism through the 12 Steps in Alcoholics Anonymous. By the grace of God I've remained sober since I was 18 years old (1989). I started drinking and using drugs very young. I got sober during a time when there were not a lot of young people in AA. Moreover, I was homeless. I got sober in the very same location I drank. I'm passionate about recovery, and about sharing my incredible experience with others in e ...
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Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through: - The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims. - Information regarding the process and lifespan of a claim, from the initial application to the req ...
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The Long Term

Chris Hernardez, Josh Craig, and Abe Monje

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College sucks! From loans, to general education, to dating in college, no subject is safe from criticism. Get a glimpse of the college experience through the cynical eyes of three lifelong friends as they explore the nuances and complexities of life as an 'indentured student'. Join them as they put into words your greatest complaints and issues about higher education. Support this podcast: https://podcasters.spotify.com/pod/show/thelongterm/support
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Now or Never: Long-Term Care Strategy is a podcast for all those seeking answers and solutions in the long-term care space. Too often we don’t fully understand the necessity of care until it’s too late. This podcast is designed to create solutions, start conversations and bring awareness to the industry that will inevitably impact all Americans.
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Rheumatoid arthritis is a chronic long term condition that principally attacks flexible joints, causing painful swelling, stiffness and fatigue. The risk of developing RA is associated with ageing but it also affects adults of working age and is three times more common in women. 56 year old Liz noticed her first symptoms in 1996, when her son was just 2 years old. In this collection, she shares her experiences of living with RA, from early symptoms to drug-controlled remission.
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Moving On Mama: Long-Term Care Planning is about helping mature women, particularly those tail-end baby boomers aka Generation Jones women, plan for long-term care with a myriad of options that include self-funding, traditional long-term care insurance, hybrid life insurance with long-term care rider, hybrid long-term care annuities, health savings accounts (HSA's), trusts, and more. This show will encourage younger baby boomer women to overcome the fear and procrastination common with long- ...
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Phenylketonuria is an inherited long term condition where, from birth, the person is unable to break down an amino acid called phenylalanine, a component of proteins found in many common foods. If undiagnosed or untreated, the condition can disrupt normal brain development and lead to severe learning difficulties. There is no cure for PKU, but early diagnosis and a strict dietary regime allow both normal brain development and a full life span. In this collection, 18 year old Clair and 17 yea ...
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Are you good at something? A successful person just rolled their eyes, assuming this to be elementary. But I have something for them. Because they, like you, are being held back by their own limits. What holds you back? Are you interested, skilled in, idk, refinishing furniture, DJing, being the BEST dentist or teacher? It can literally be your ticket out of the corporate grind, letting time become yours. Mindfulness comes before, throughout, and after mindset. It's the difference between do ...
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The Medium Rules: Long-Term Trends in Media and Technology

Alan Baldachin, and produced by HBA Studios

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Conversations with founders, investors and thought leaders in the orbit of HBA's tech and media ecosystem and beyond. How are media and technology companies conceived, how do they scale, and how do they interact with the broader social, economic and political culture we live in today and that we will inhabit in the future. This is a show about innovation and its effects on our lives, hosted by HBA's managing partner and head of media and technology, Alan Baldachin. Hosted on Acast. See acast ...
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From Sumplace New: The Long-Term Travel Podcast

Jon Sumple & Karen Bernhardt-Sumple

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Curious about international travel? Want to leave everything behind and become a digital nomad? We — Karen and Jon Sumple — did just that, leaving the USA in July 2018, and our open-ended, long-term travel journey has taken us through Mexico, Ecuador, Peru, Chile, Argentina Scotland and, now, South Africa. We enjoy living "Sumplace New" every few months because it provides perspective, awareness and understanding. We meet amazing people and witness how they live, work and play. We visit well ...
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In this episode, host Debbie Stadtler talks with Dr. Christian A. Mason, CEO of Senior Housing Managers, and Dr. Monica Tsai, co-founder of CloudMind, to explore how AI is transforming long-term care. They discuss AI’s role in patient monitoring, predictive analytics, and AI companions for memory care residents, highlighting its potential to enhanc…
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You don’t have time to sift through endless financial content. That’s why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- Why do so many investors underperform the market? Legendary investor and author Charley Ellis explains why investing has become a “loser’s game” and …
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Episode 100 of The Best Interest Podcast! This is a celebratory and reflective milestone featuring guest shout-outs, listener-favorite clips, and a discussion on the show's evolution. Jesse shares the podcast's origins, his journey from aerospace engineering to financial planning, and how the podcast nearly faded before finding renewed purpose in 2…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 4 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "An Update on Long COVID Long-Term Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, …
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Three technologies – quantum computing, reusable space rockets and nuclear fusion – could change the trajectory of human progress. Investment manager Luke Ward explains how a trio of private companies are bringing them closer to fruition. Background: Luke Ward is an investment manager in Baillie Gifford’s Private Companies Team and recently became …
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It's always on our minds as we seek to make this lifestyle sustainable -- the financial aspect of location independent work. Because let's not sugar-coat it: building a career that lets you enjoy such freedom requires work. It requires asking some tough questions and finding your particular answers. Here, Eli touches on how to approach tackling unc…
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Want to see what you may be overlooking in your finances? Discover your biggest opportunities in just 15 questions with my Financial Assessment. ----- The U.S. stock market has been on an incredible run for over a decade, leaving many investors wondering: Why bother diversifying when the S&P 500 keeps winning? But history tells us that no market ou…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 3 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Insights Into Life with a Disability with Ken Kunken." Join attorney Nancy L. Cavey, a seasoned expert in disability claims…
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The retirement you’ve worked so hard for should be more than just financially secure—it should be truly fulfilling. In this episode, Benjamin Brandt, financial planner and host of the award-winning Retirement Starts Today podcast, reveals how to break free from limiting mindsets and create a retirement plan that prioritizes your passions, values, a…
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Time for another AMA with Jesse! First, Randy asks what it means to be rich, leading to an interesting evaluation of personal values, goals, and circumstances. Jesse explores relativity, “keeping up with the Joneses”, and what it means to have “enough”. Then, Bob asks about the potential tax burdens on beneficiaries and heirs, and Tom wonders wheth…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Sedgwick, P2." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, as she takes a deep dive into …
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Sign up for my newsletter so that you don’t miss special offers and exclusive content. How much money do you really need to retire? It’s one of the most important—and personal—questions in financial planning. This episode explores two popular retirement savings benchmarks, and explains why they may or may not work for you. But benchmarks are just t…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Long-Term Care Health Benefits and Your Disability Insurance Policy." Join host Nancy L. Cavey, an experienced attorney spe…
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Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. Schedule a call with Peter now. Sign up for the newsletter for exclusive content. ----- In this episode, I’m sharing a great conversation I had with Adam Cmejla, CFP® on his podcast, 20/20 MONEY. We talked about something that’s changing the way peo…
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Jordan Grumet, AKA Doc G, returns to the podcast to share the difference between “Big P Purpose” and “little p purpose” and why you should pursue the seemingly less significant latter. Bringing together his experience in hospice care and finance, Jordan shines light on how we can create our purpose through personal growth and the pursuit of passion…
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In this episode, host Debbie Stadtler talks with Tina Sandri, CEO of Forest Hills of DC, about prioritizing employee well-being in long-term care. Drawing from over 20 years in healthcare, Tina shares her approach to supporting caregivers by fostering resilience and trust. She highlights initiatives at Forest Hills, including personalized wellness …
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One way to find great investment opportunities is to ask yourself what must change over the years ahead. In this episode, Baillie Gifford partner Stuart Dunbar explores the increased use of robotics to fill gaps in the workforce and medical advances that help keep healthcare affordable, among other transformational themes. Background: Stuart Dunbar…
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Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. Schedule a call with Peter now. Sign up for the newsletter for exclusive content. ----- Do you know what to look for when hiring a financial advisor? Choosing a high-quality advisor can feel overwhelming, with countless titles, credentials, and comp…
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Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. Schedule a call with Peter now. Sign up for the newsletter. ----- Is managing your finances yourself costing you more than you realize? Discover the real value a financial advisor may be able to bring to your retirement planning. This episode explor…
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Jesse kicks today’s show off with a monologue on the importance of having the right temperament for investing - it’s not really about intelligence at all. Emotional stability and disciplined decision making outweigh expertise and intelligence when investing. The Dunning-Kruger effect and the paradox of choice are also highlighted, emphasizing the n…
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