Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
Real Estate Team OS is your guide to starting, growing, and optimizing a real estate team. Weekly episodes give you stories, insights, decisions, and hard-learned lessons of team leaders, operations leaders, brokerage owners, and real estate agents at every stage of business growth from solo agent to mega team.
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Gain inside information on the real estate market, process and discover how to come out on top when buying, selling or investing in residential properties. Updated weekly so you can get your dose of steady and reliable information. #realestate #information #firsttimehomebuyer #seller #investor #entrepreneur #hustle #luxuryhomes #investmentproperty
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We provide educational info to help you make an educated decision in real estate in Brampton and the surrounding area. We dive deep into the world of real estate investing. Discover how to find profitable deals, finance your investments, and manage rental properties. Whether you're a beginner or a seasoned investor, you'll find valuable insights to help you maximize your returns.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The DeMattei Real Estate Team- your professional Roseville Real Estate Agents.
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Ashlar Home Team - Real Estate From Sunshine (Tampa and St Pete) to Snow (Dayton, Ohio)
Kyle Sasser
Kyle Sasser and the Ashlar Home Team are active real estate agents in the Dayton, Ohio and Tampa / St Pete / Clearwater / Sarasota. We can show you The Way Real Estate Should Be™ from sunshine to snow! Having a curious mind as well as a love of Real Estate (as well as having lived in Tampa, Plant City, Dover, Lakeland, Brandon, Seminole Heights, Tampa Heights, St Petersburg, Oakwood/Dayton) host Kyle Sasser brings his own unique real estate perspective, knowledge, and history of the area to ...
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The Pesce & Lanzillotta Team at Berkshire Hathaway HomeServices, New York Real Estate Podcast
The Pesce & Lanzillotta Team
This is a podcast brought to you by The Pesce & Lanzillotta Team, at Berkshire Hathaway HomeServices. We are a New York City, Long Island, and Hamptons based real estate team. We'll be discussing all things real estate, lending, business, finance, and lifestyle related. We hope you enjoy the content! The Pesce & Lanzillotta Team, at BHHS
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Deja Lett - your professional Maine Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Hollinger Team - your professional Bigfork Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Cardillo Home Selling Team- your professional Northern Westchester and Putnam County Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Ryan Smith Home Selling Team - your professional Temple Real Estate Agents.
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The real deal on how to run your business with a profit from day one . I’ve been doing this as a single and small team leader for over 13 years. I’ve made the mistakes and have lost at least $100k from them. I’m here to help you not to do the same thing. I may rant once in a while, and my style is more down to earth, it’s my intent to bring you value every day. If not from a tool I share then maybe from the mindset I’ll help you create. Stay with me, it’ll be worth your time.
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Thank you for checking out my podcast. Here we will have information about real estate, food and lifestyle in and around Baltimore.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Evelo Team - your professional Indianapolis Real Estate Agents.
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Jeff Van Nostran is your CONNECTOR, a Network Builder in Real Estate and Mortgage. He understands firsthand that Real Estate is a team sport! Join us on a journey to better understanding the power and opportunity in real estate.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Team Freda - your professional Orlando Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Sokoler Medley Team - your professional Louisville Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Gillies Team - your professional Northern Virginia Real Estate Agents.
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A Video Blog about the Albuquerque Real Estate Market for buyers and sellers By Albuquerque's premiere Realtors Tego and Tracy Ventrui
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Good Home Team - your professional Dallas-Forth Worth Real Estate Agents.
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The Air Assault Team Clarksville/Ft Campbell Real Estate Podcast with Valerie Hunter-Kelly
Valerie Hunter-Kelly
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Air Assault Team - your professional Clarksville/Ft Campbell Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Burks Team- your professional Tyler and Longview Real Estate Agents.
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EP50 How to buy Power of sale property?
10:39
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10:39This episode explores the intricacies of purchasing foreclosed properties, also known as power of sale properties. It outlines the advantages, such as lower purchase prices and potential for equity building, and disadvantages, including potential property damage and unpredictable timelines. The stages of foreclosure—pre-foreclosure, auction, and po…
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057 Conversations Make Paychecks with Tyler Blair
52:05
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52:05Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Phone calls create conversations. Conversations make paychecks. How many two-minute conversations do you need to make a paycheck? About…
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Non Warrantable Condos, Referring Movers, Salt Lake City and Park City, UT Real Estate, & More!
45:03
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45:03In this show we discuss: -Loan Options For Non Warrantable Condos ft. Paul Salcone -When Do You Or Should You Refer A Mover? ft. George Metz -The Salt Lake City and Park City, UT Real Estate Markets ft. Kamee Shrope -RIBlogger's Top 5 February Events with a Few Valentines Options in Rhode Island!
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Get the most up to date and quickest Tampa and Hillsborough County Home Stats in 2 minutes! However if you want to actually understand what these numbers mean for you... If you want to know how these numbers impact you as a buyer or seller... Maybe you're thinking about selling or buying and wondering if now is the right time? If you want to know w…
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056 Clients for Life with Amy Stockberger
52:08
52:08
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52:08Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Most great agents and teams provide significant value to clients before and during a real estate transaction. But most aren’t as system…
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Canada's federal government has postponed a planned increase to the capital gains tax inclusion rate until 2026, delaying a rise from 50% to 66.67% on gains exceeding $250,000 for individuals. This postponement follows an initial proposal in 2024 and subsequent parliamentary delays. Despite the delay, other tax measures remain in place, including a…
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055 How To Drive Per-Agent Productivity with Jonathan Campbell
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59:31Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Jonathan Campbell leads the #1 real estate team in Pennsylvania. The 20 agents on the team each close 45-50 units per year. Together, t…
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EP48 Best Neighbourhoods in Brampton
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23:20This episode presents eight family-friendly neighbourhoods in Brampton, Ontario, highlighting their key features to assist families in their home search. Each neighbourhood's description includes details on housing types, amenities like schools and parks, and overall community atmosphere. Factors such as proximity to green spaces, transportation li…
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Refinancing Your Home In This Real Estate Market, Moving in the Winter, New Electrical Portion of Your Home Inspection, & More!
46:55
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46:55In this show we discuss: -Refinancing Your Home In This Real Estate Market? ft. Paul Salcone -Moving & Weather: Moving in the Winter in New England ft. George Metz -New Electrical Portion of Your Home Inspection ft. Mike Auger -RIBlogger's Top 5 February Events with a Few Valentine’s & Superbowl Ideas!…
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054 Too Many Leads with Tarasa Hurley
48:33
48:33
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48:33Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Over the past few years, Tarasa Hurley has become licensed, a real estate agent, a team leader, and a co-owner of an independent broker…
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The episode contrasts the difference between seller's markets and buyer's markets, where high demand leads to higher prices and quick sales, while buyer's markets are characterized by lower prices and more negotiating power for buyers. It explains the factors influencing market type, such as interest rates and economic conditions. The piece also of…
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First Time Home Buyer RI Housing Programs, Preparing For Disaster, New Law For Electrical Inspections, & More!
46:16
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46:16In this show we discuss: -First Time Home Buyer RI Housing Programs Available in 2025 ft. Paul Salcone -Preparing For (Natural) Disaster ft. Albert Robinson -New Law For Electrical Inspections Starting January 30th, 2025! (RI GL 5-6-2) ft. Ted Topouzis -RIBlogger's Top 5 End of January 2025 & Early February Events in Rhode Island!…
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EP46 Estimating Your Home's Value
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13:05This episode explains how to estimate a property's value, covering key factors such as location, property type, size, condition, and recent renovations. It highlights the influence of interest rates and market trends, offering advice on how to research comparable properties. Methods for determining value are suggested, including using online tools,…
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EP45 Legalizing the Basement Apartments in Brampton
11:41
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11:41This Episode provides a comprehensive guide to legalizing a basement apartment in Brampton, Ontario. Key requirements are outlined, including minimum dimensions for rooms and windows, fire safety regulations, and soundproofing standards. The conversation also details the cost breakdown, encompassing renovation, permit drawings, and registration fee…
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EP44 The First Time Homebuyer's Guide
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17:58This episode outlines the steps involved in purchasing a first home, primarily focusing on the process in Brampton, Ontario. Saving for a deposit and down payment is highlighted as the crucial initial step, followed by mortgage pre-approval to determine borrowing capacity. The guide then covers selecting a real estate agent, viewing properties, mak…
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EP43 Selling Your Peel House_ A Step-by-Step Guide
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18:57This episode provides a step-by-step process for selling a house in Peel, focusing on crucial stages like selecting a listing agent, determining the home's value, preparing the property for sale, and navigating the offer and negotiation phases. It stresses the importance of a skilled real estate agent throughout the process, from pricing and market…
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EP42 Real Estate Investment Guide in Ontario
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18:48This episode examines various Ontario real estate investment options, comparing the return on investment (ROI) potential of single-family homes, condominiums, multi-family homes, commercial properties, land, and short-term rentals. Each property type's advantages and disadvantages regarding profitability, risk, and management demands are discussed.…
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Get the most up to date and quickest Dayton, Beavercreek, Oakwood, Kettering and Dayton Metro Home Stats in 2 minutes! However if you want to actually understand what these numbers mean for you... If you want to know how these numbers impact you as a buyer or seller... Maybe you're thinking about selling or buying and wondering if now is the right …
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Get the most up to date and quickest St Petersburg, Clearwater, Safety Harbor, Pinellas Beaches and Pinellas County Home Stats in 2 minutes! However if you want to actually understand what these numbers mean for you... If you want to know how these numbers impact you as a buyer or seller... Maybe you're thinking about selling or buying and wonderin…
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Dayton Real Estate Statistics and Market Trends - Ohio [January 2025]
11:56
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11:56Dayton, Ohio Real Estate Statistics and Market Trends for January 2025. Want to know what the real estate market is doing in the Dayton Metro area? If you're thinking about buying or selling a home in Dayton, Oakwood, Kettering, Beavercreek, Centerville, Springboro, Fairborn, Xenia, Huber Heights, Trotwood, Miamisburg, Franklin, Germantown, Vandali…
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Hillsborough County Real Estate Statistics and Market Trends - Tampa Florida [January 2025]
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14:04Hillsborough County Real Estate Statistics and Market Trends for January 2025 Want to know what the Tampa, Temple Terrace, and Brandon real estate market is doing? If you're thinking about buying or selling a home in Tampa, Temple Terrace, Brandon, Westchase, Apollo Beach, Ruskin, Bloomingdale, South Tampa, or Seminole Heights you will want to know…
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Pinellas County Real Estate Statistics and Market Trends - St Petersburg Florida [January 2025]
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15:18Pinellas County Real Estate Statistics and Market Trends for January 2025. Want to know what St. Pete and Clearwater real estate market is doing? If you're thinking about buying or selling a home in Saint Petersburg, Clearwater, Gulfport, Pass-A-Grill, Safety Harbor, or Dunedin, or on maybe one of our beautiful beach communities such as Pass-A-Gril…
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EP41 Avoiding Common Mistakes When Moving to Brampton
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17:35This podcast episode post highlights five common mistakes people make when relocating to Brampton, Ontario. Insufficient neighbourhood research, underestimating commute times, and failing to hire professional movers are among the pitfalls discussed. The conversation also stresses the importance of preparing for harsh winter weather and budgeting fo…
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Multi-Family Mortgage Options, Tax Sales, Why Risk?, & More!
49:34
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49:34In this show we discuss: -Mortgage Options on Multi-Family Homes for Both Investors and Owner Occupied Buyers ft. Paul Salcone -What Are Municipal Tax Sales? ft. Melissa D'Ellena -Why Risk? With Anne Fish, Author of Riskformation -RIBlogger's Top 5 Mid To End of January Events in Rhode Island!
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053 Hardwired for Hard Work with Jill Biggs
42:38
42:38
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42:38Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Like many team leaders, Jill Biggs didn’t intend to become a real estate agent or start a team. Today, she leads the top team in her ma…
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EP40 Downsizing Guide Helping Senior Clients
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14:58This episode provides a comprehensive guide to downsizing for senior citizens, covering various aspects of the process. It addresses the specific needs and preferences of older adults, including mobility and accessibility requirements. The guide also details the practical steps involved in selling a home, such as market valuation and marketing stra…
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EP39 Debunking Home Inspection Myths
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19:16Debunking common misconceptions surrounding home inspections. It clarifies that inspections assess safety, not value, and don't replace appraisals or price negotiations. This episode emphasizes the importance of choosing a qualified inspector, attending the inspection, and understanding that the report highlights potential issues, not a simple pass…
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EP38 Selling your house during divorce
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11:25"Selling Your Matrimonial Home During Divorce in Ontario: Avoiding Common Pitfalls." In this episode, we delve into the complexities of selling a matrimonial home during a divorce in Ontario. Key Topics: Common Mistakes: We identify and discuss three common pitfalls couples make when selling their matrimonial home during a divorce: Failing to secur…
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EP37 12 Home Inspection mistakes
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15:30"12 Tips to Maximize the Effectiveness of Your Home Inspection: A Guide for Prospective Homebuyers." In this episode, we equip you with essential knowledge to navigate the home inspection process and make informed decisions about your next property purchase. Key Takeaways: Be Present: We emphasize the importance of being present during the inspecti…
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EP36 Selling your home Matrimonial Home
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11:25"Navigating the Complexities of Ontario's Family Law Act: Understanding Matrimonial Homes." In this episode, we delve into the key provisions of Ontario's Family Law Act concerning the division of matrimonial homes upon separation. Key Topics: Equal Entitlement: We explore the principle of equal possession rights for married spouses. Consent and Sa…
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New Loan Limits For 2025, Spotlighting Local Businesses, Current Market Conditions, & More!
45:55
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45:55In this show we discuss: -New Loan Limits For 2025 ft. Matt Bates -New Partnership with RIBlogger To Spotlight Local Businesses ft. Rob Silva -An Appraiser's View On Current Market Conditions ft. James Dusty -RIBlogger's Top 5 Mid-January Events Coming Up In Rhode Island!
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EP35 Can you buy a house during a recession?
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12:08Can you buy a house during a recession? Let's explore the implications of buying a house during a recession. Lower home prices and mortgage rates are significant advantages, but potential drawbacks include properties needing repairs and lengthy closing processes. The conversation emphasizes the importance of sound personal finances before purchasin…
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EP34 Avoid These Open House Mistakes
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16:20How do we avoid these open house mistakes? Well, this episode offers guidance on open house etiquette for both prospective buyers and real estate agents. Key aspects covered include appropriate attire, how to interact with agents (ranging from highly engaged to minimally involved), and whether or not to announce your presence. The conversation also…
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052 Doing What Few Agents Will with Treasure Davis
55:44
55:44
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55:44Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Along with her first two team members (who are still with the team today), Treasure Davis built the #1 real estate team in Colorado Spr…
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EP33 Maximize Open House Success.
14:10
14:10
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14:10How do you maximize the success of your Open House? This Episode offers advice on hosting a successful open house to sell a property. Key steps include thorough preparation (cleaning, staging, and providing information packets), effective advertising across various platforms, and engaging positively with potential buyers. The guide also highlights …
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EP32 Home Selling Secerets
16:10
16:10
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16:10Here are some home-selling secrets. This guide provides a step-by-step process for selling a house in Peel, focusing on crucial stages like selecting a listing agent, determining the home's value, preparing the property for sale, and navigating the offer and negotiation phases. It stresses the importance of a skilled real estate agent throughout th…
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EP31 Home Inspection Secerets
17:12
17:12
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17:12What are Home Inspection mistakes? This episode Debunks common misconceptions surrounding home inspections. It clarifies that inspections assess safety, not value, and don't replace appraisals or price negotiations. The convo emphasizes the importance of choosing a qualified inspector, attending the inspection, and understanding that the report hig…
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EP30 Why hire a real estate agent?
12:12
12:12
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12:12Why do you need to hire a real estate agent? This episode advocates for using real estate agents, highlighting numerous benefits for both buyers and sellers. Financial advantages, such as avoiding significantly lower sale prices for FSBO (for sale by owner) properties and saving on potential contract mistakes, are stressed. The convo also emphasize…
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EP29-This Agent Advice Will Save You THOUSANDS
21:04
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21:04This agent's advice will save you thousands if you listen to this episode. It provides guidance for homebuyers on how to effectively work with real estate agents. Key aspects covered include understanding agent commission structures, managing appointments, choosing agents wisely, and maintaining proper etiquette during open houses and negotiations.…
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EP28 Don't Let THIS Happen During Your House Showing
11:43
11:43
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11:43Don't let this happen during your house showings. This episode offers advice on preparing a house for sale, focusing on creating a positive first impression for potential buyers. Key aspects include thorough cleaning and decluttering, enhancing curb appeal, and optimizing lighting and temperature for a welcoming atmosphere. The guide also suggests …
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EP27 Reality Behind The Title Searches in Real Estate
10:07
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10:07Reality Behind the Title Searches episode explains title searches, crucial for property purchases. A title search verifies the seller's legal ownership and identifies any liens or judgements against the property, protecting buyers from inheriting financial burdens. Two types exist: full coverage searches for sales and limited searches for refinanci…
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EP26 The TRUTH About Mortgage Refinancing
19:50
19:50
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19:50We discuss the advantages and disadvantages of refinancing a mortgage. It highlights potential benefits such as reduced monthly payments, interest rate stabilization, and access to cash for home improvements. However, it also cautions against the risks, including restarting the loan term, increased monthly costs if shortening the loan, and the poss…
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051 Lead Quality vs Lead Quantity with Lauren Bowen
52:43
52:43
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52:43Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration From being one of the first four real estate agents of a new real estate company to serving as Chief Operating Officer of a +1,000-memb…
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EP25 Dont make these home Improvement mistakes
13:11
13:11
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13:11There are some home improvement projects and their impact on resale value. Many upgrades, such as luxury fixtures, extensive landscaping, and home theatres, offer limited or no return on investment despite enhancing the homeowner's experience. Other improvements, like solar panels and garage conversions, have variable impacts depending on factors s…
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New Construction and Selling, Getting Ready To Move, Do You Have Enough Condo Coverage, & More!
46:25
46:25
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46:25In this show we discuss: -Buying New Construction and Selling A Home At The Same Time -Getting Ready To Move As The Spring Real Estate Market Approaches ft. George Metz -Do You Have Enough Coverage On Your HO-6 Condo Unit Owner Policy? ft. John Lapointe -RIBlogger's Top 5 Early January 2025 Events Coming Up In Rhode Island!…
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EP24 Buying a Home with Tenants in ONTARIO
16:53
16:53
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16:53This episode talks about the legal and practical considerations of purchasing a property in Ontario, Canada, that already has tenants. It explains the implications of existing leases, month-to-month tenancies, and the rights and responsibilities of both landlords and tenants, including procedures for eviction, rent increases, and renovations. It al…
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Preparing a home for sale by decluttering and depersonalizing is very important when selling a property. It stresses the importance of creating a space where potential buyers can easily envision themselves living, suggesting strategies like removing excess items, packing away seasonal clothing, and hiding personal belongings. Specific recommendatio…
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EP22-How to Make Your Offer Stand Out
23:28
23:28
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23:28In making an offer on the house, the Key aspects covered include preparing financially (budgeting, securing a mortgage pre-approval, understanding down payments and deposits), strategically timing and structuring the offer (considering market conditions, firm vs. conditional offers, and including contingencies like home inspections), and navigating…
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EP21- How to make a small house make a big Impact
17:35
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17:35How to make a small house appear larger, both inside and out, to increase its appeal to potential buyers. Strategic paint choices, utilising lighter shades to maximise light and darker accents to add depth, are key. Architectural features such as horizontal siding, large windows, and French doors enhance the sense of space. Clever furniture arrange…
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[BONUS] 2025 Opportunities from 2024 Changes with Renee Funk
42:07
42:07
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42:07Learn from 7 Real Estate Team OS guests, host Ethan Beute, and other real estate pros at a free, 6-hour virtual event from the Real Estate Coaching Collective: https://myrecc.com/thelab-virtual-edition-registration Compared to 2023, production was down about 18% this year for The Funk Collection brokered by eXp Realty in Orlando, Florida. Co-team l…
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