A secret field that summons lightning. A massive spiral that disappears into a salt lake. A celestial observatory carved into a volcano. Meet the wild—and sometimes explosive—world of land art, where artists craft masterpieces with dynamite and bulldozers. In our Season 2 premiere, guest Dylan Thuras, cofounder of Atlas Obscura, takes us off road and into the minds of the artists who literally reshaped parts of the Southwest. These works aren’t meant to be easy to reach—or to explain—but they just might change how you see the world. Land art you’ll visit in this episode: - Double Negative and City by Michael Heizer (Garden Valley, Nevada) - Spiral Jetty by Robert Smithson (Great Salt Lake, Utah) - Sun Tunnels by Nancy Holt (Great Basin Desert, Utah) - Lightning Field by Walter De Maria (Catron County, New Mexico) - Roden Crater by James Turrell (Painted Desert, Arizona) Via Podcast is a production of AAA Mountain West Group.…
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Sisällön tarjoaa Justus Foss. Justus Foss tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
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Finance With Foss Podcast
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Sisällön tarjoaa Justus Foss. Justus Foss tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
Welcome to the Finance With Foss Podcast Channel. In this, I host multiple different shows under the Finance With Foss name. Office Hours is a show where I talk through recent news and information from the mortgage and real estate space. In the Evolution Real Estate Podcast, co-host Scott Ebel and I explore topics related to Real Estate and Mortgage aimed at first time home buyers, Realtors, Loan Officers and anyone involved in Real Estate or investing in Real Estate. Mortgage Minute are quick hitting mortgage tidbits and information.
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Sisällön tarjoaa Justus Foss. Justus Foss tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
Welcome to the Finance With Foss Podcast Channel. In this, I host multiple different shows under the Finance With Foss name. Office Hours is a show where I talk through recent news and information from the mortgage and real estate space. In the Evolution Real Estate Podcast, co-host Scott Ebel and I explore topics related to Real Estate and Mortgage aimed at first time home buyers, Realtors, Loan Officers and anyone involved in Real Estate or investing in Real Estate. Mortgage Minute are quick hitting mortgage tidbits and information.
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#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a pre-approval?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: What is a pre-qualification?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How to qualify for a mortgage?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a mortgage?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: Series introduction.
Are you a first-time homebuyer or someone with a lot of mortgage questions? This might just be the video for you with my top 15 most asked questions along with a bonus question on gift funds. Watch the whole video or skip ahead to your specific question and let me know if you want either additional information or have a complete separate question to what was answered here! 00:00 - Introduction 00:53 - Question 1 - Do I need great credit to get a mortgage? 01:44 - Question 2 - How much do I need for a down payment? 02:59 - Question 3 - Closing costs? How much should I expect them to be? 03:28 - Question 4 - Fixed rate vs adjustable rate mortgage 04:52 - Question 5 - When should I lock my interest rate? 05:38 - Question 6 - What type of mortgage is best for me? 06:43 - Question 7 - What are discount points? Should I pay for them? 07:59 - Question 8 - 15 year loan vs 30 year loan 09:39 - Question 9 - What documents do I need? 10:52 - Question 10 - What is a pre-qualification? 11:54 - Question 11 - What is a pre-approval? 13:48 - Question 12 - What is an escrow account? 14:33 - Question 13 - Why does it take so long to close a mortgage? 15:35 - Question 14 - How is my mortgage payment determined? 16:53 - Question 15 - Will my monthly payments change during the loan? 17:37 - Bonus - How do I handle gift money?…
Student loan forgiveness: Biden cancels $10K in student loans, extends forbearance to the end of the year.
A question from my video about the recent Fed Rate hike, had a question from Realtor Joe Gattone from Chicagoland, IL who asked, "Hey! good stuff dude. Can you explain how the Fed Rate is NOT directly tired to mortgage rates?". We take a quick look into this and what the Federal Reserve actually influences.…
The Federal Reserve just raised the interest rates again here in July, what does that mean for you if you're looking to purchase a home? 00:00 - Introduction 00:18 - Fed increases rates 01:13 - What's next? 01:33 - Background on the Fed 01:59 - What does this mean for you? 02:22 - Closing 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Officer - Finance With Foss NMLS #1588344 Have a mortgage question about something not covered in this or specifically about the content today? Reach out, I'd love to help answer it. Justus on Social Media: https://linktr.ee/FinanceWithFoss http://www.FinanceWithFoss.com https://www.facebook.com/FinanceWithFoss https://instagram.com/FinanceWithFoss https://www.linkedin.com/in/JustusFoss/ https://twitter.com/FinanceWithFoss…
#mortgage #housingmarket Is a price correction on the way? Some signs may be hinting towards it, but some strong economic indicators might show otherwise. Let's talk about it. 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Officer - Finance With Foss NMLS #1588344 Have a mortgage question about something not covered in this or specifically about the podcast today? Reach out, I'd love to help answer it. Justus on Social Media: https://linktr.ee/FinanceWithFoss http://www.FinanceWithFoss.com https://www.facebook.com/FinanceWithFoss https://instagram.com/FinanceWithFoss https://www.linkedin.com/in/JustusFoss/ https://twitter.com/FinanceWithFoss…
1 Evolution Real Estate Podcast - Episode #6 - Realty of Today’s Market - Interest Rates - Recast 36:57
Staying up with the ever changing Real Estate market by going over the realty of today’s Real Estate market with buying pressure, interest rates and utilizing the recast to make a non-contingent offer.
1 Evolution Real Estate Podcast - Episode #5 - Twin Cities Minnesota Market Update & Future Market Conditions 21:45
In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and discuss the future market conditions that we could see in 2022. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps! 00:00 - Intro Video 00:15 - Start of Episode 02:08 - Thank You to Veterans 03:23 - I'm just like you, the first-time homebuyer fixes 05:08 - Twin Cities Local Market Update 11:56 - Powell Update for Future Market Conditions 13:30 - 2022 Fannie & Freddie Conforming Loan Limit 16:39 - Keep Shopping During the Winter Months…
1 Evolution Real Estate Podcast - Episode #4 - Winter Is Coming; What it Means for Real Estate 25:32
In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and past couple of months along with the NEW increased conforming loan limits for 2022. Justus' topic of the day is about gift funds while Scott discusses the new Omicron virus and how that could affect the market. Then, Scott and Justus talk about how winter can affect home buying in Minnesota and why it might not be a bad idea to keep your eyes open for a good deal on a property during the offseason of the home buying market. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps! 00:00 - Intro Video 00:15 - Start of Episode 00:46 - Twin Cities Local Market Update 10:15 - 2022 Fannie & Freddie Conforming Loan Limit Increases Conversation 11:32 - 2022 Fannie & Freddie Conforming Loan Limit Increases Chart 11:51 - 2016-2022 Fannie & Freddie Conforming Loan Limit Increases Chart 14:03 - Gift Money Information on how to handle it for mortgage underwriting 15:56 - Omicron Coronavirus and Real Estate 19:01 - Winter is coming; What does it mean for Real Estate?…
1 Evolution Real Estate Podcast - Episode #3 - Stages From Getting Your Home Offer Accepted to Closing 47:15
In this episode, Scott and Justus due the usual, intro the podcast, talk through the newly added local market update segment, talk about the two interesting topics which include VA buyers knowing about their VA eligibility certificate and condo purchases using government loans such as VA and FHA needing to have the association on an approved list to use that financing. They then start right up from the last podcast, now that a home purchase offer is accepted, what happens next? They take you down the road from getting your home offer accepted to the actual closing. VA buyers need to get VA eligibility certificate for mortgage: https://www.va.gov/housing-assistance/home-loans/how-to-apply/ https://www.ebenefits.va.gov/ebenefits/homepage Government loans/FHA Condos and how they’re different from normal: https://entp.hud.gov/idapp/html/condlook.cfm You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps!…
1 Evolution Real Estate Podcast - Episode #2 - Stages of the Mortgage Pre-Approval to Offering On A Home 46:11
In this episode, Scott and Justus explain the importance of getting pre-approved before home shopping and why address specific pre-approvals have more weigh compared to generic pre-approvals. They then dive into the scheduled on tent of the "New Buyer Client Process/Experience" from before starting the process up to making an offer. The next episode will explore going from the accepted offer to the closing. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps!…
F
Finance With Foss Podcast
In this episode, Scott and Justus explain the podcast, the layout and direction. They then break down two interesting things that happened in the last week which include getting to clear to close and avoid credit mistakes along with missing payments when a future buyer was selling her home. Then the main topics for the episode has Scott diving into Realtor Agency and Justus explaining how Agency works in the mortgage world followed by better explaining how Realtors and Loan Officers are paid.…
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