Aging In Style With Lori Williams podcast

Aging in Style with Lori Williams

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232. Successfully Navigating Your Parents' Later Years 28:51

7 päivää sitten28:51

28:51

In life, as in everything else, preparation can be the key to gracefully overcoming challenges. Understanding and planning for our loved ones’ aging years not only mitigates stress but ensures decisions reflect their wishes—before difficult moments arrive. As a senior living expert, author, educator, and caregiver, I know it's key to explore essential strategies to navigate your parents’ aging years with empathy and foresight. In this episode, we'll discuss the importance of open discussions, understanding family dynamics, and preparing for unexpected scenarios. The Importance of Open Conversations Conversations about aging can often be uncomfortable, but they are crucial. Early dialogue ensures clarity on your parents' wishes and plans. For example, discussing health and financial matters before a crisis provides clear understanding when your parents may no longer be able to express their desires due to illness or an accident. Talking about these topics isn't easy, but I want to encourage you to engage in these discussions proactively. Here are some tips: Choosing the Right Time and Setting: Opt for a relaxed, private environment rather than attempting to breach these subjects during family gatherings or events. Using Open-Ended Questions: Instead of diving into heavy subjects, start with general questions like, "How have you been feeling lately?" or "What do you think about your living situation?" Sharing Personal Stories: Relate stories of friends or your experiences to gently encourage openness without pressure. Involving Parents in Decisions: Instead of assuming control, encourage their involvement in planning to ensure the decisions made are reflective of their desires. Family Dynamics: Communicating and Collaborating Getting everyone on the same page can prove challenging with multiple siblings involved. Differing opinions may arise due to denial, fear, or varying perspectives. Therefore, fostering effective communication is vital: Regular Family Meetings: Schedule discussions to express each person’s views and update on issues collectively. Define Roles and Responsibilities: Identify each family member's strengths and divide tasks accordingly, like assigning financial responsibilities to a family member with finance expertise. Involve Professionals: Engage mediators if necessary to facilitate smoother conversations. Preparation and Planning: Understanding Wishes and Estate Planning With only 32% of Americans having a will, many families face complications when unprepared. Estate planning and understanding your loved ones' wishes in advance help avoid complexities and ensure a smoother transition through challenging periods. Consider crafting a comprehensive binder of necessary documents, such as wills, birth certificates, and insurance policies. Preparing for the Unexpected Having contingency plans is paramount. When crises like sudden illness or injury strike, knowing the process for care, finances, and housing options in advance can significantly ease the burden. For instance, comprehending the logistics of assisted living or home health care empowers families to make rapid, well-informed decisions. Conclusion Successfully navigating your parents' aging years hinges on preparedness and involvement. Open conversations, familial cooperation, and future-proofing plans are vital steps worth taking today. Equip yourself with knowledge and ensure your family is ready to gracefully tackle any obstacles that arise. Please share this post with family and friends. To delve deeper into these topics, visit my website at LoriWilliams-SeniorServices.com and explore resources like my book " Surrounded By Love." Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ 26. Paperwork you'll need in a medical emergency: get that binder ready: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2a105359/126-paperwork-youll-need-in-a-medical-emergency-get-that-binder-ready 048. Understanding Power of Attorney, Living Will and Other Legal Terminology https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2ca905f2/048-understanding-power-of-attorney-living-will-and-other-legal-terminology…

Aging in Style with Lori Williams

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231. Assisted Living Uncovered: Myths, Misconceptions, and the Truth You Need to Know 29:32

14 päivää sitten29:32

29:32

After years of helping families, I've come across a myriad of myths about assisted living that are nothing short of fiction. Today, we’re setting the record straight and exploring why assisted living can be a fantastic choice for many. Busting Common Myths About Assisted Living Assisted living often brings up images of sterile, institutional environments, stuck in a time warp of outdated care practices. But as Theresa Williams, a sales director at Rambling Oaks, and I discussed, the reality is far different. Myth #1: Assisted Living Is a Nursing Home Contrary to popular belief, assisted living is not a synonym for a nursing home. They provide vibrant communities with independent living spaces and assist as needed. Most are privately paid and not covered by Medicare. And yes, they have chefs crafting meals to cater to dietary needs and preferences, making the dining experience a cornerstone of community life. Myth #2: Limited Freedom and Loss of Personal Space People often think moving into assisted living means relinquishing personal freedom. But in truth, you can make your apartment your own—paint the walls, bring your furniture, and even keep your wine collection. As Theresa aptly mentioned, residents often enjoy the autonomy to create their living spaces to reflect personal tastes. More Than Just a Living Arrangement Dining Flexibility with All-Day Dining Worried about rigid schedules? Many communities, like Rambling Oaks, offer all-day dining options, giving you the freedom to decide when and what to eat. Indeed, for those who love their morning sleep-ins, waking up to a sumptuous breakfast after 10 a.m. is entirely doable. Social Opportunities Abound Community living also means vibrant social engagement. From organized outings to impromptu coffee dates, there are plenty of chances to make connections and even find a little romance! Theresa shared delightful stories of residents building new friendships and rekindling romance in their golden years. The Real Benefits of Assisted Living Emphasizing Independence with Support Assisted living aims to keep you as independent as possible with help when you need it. This means you can enjoy life without the added burden of home maintenance, meal preparation, or wondering who will help if you fall. Potential Cost-Savings Over Time Assisted living might seem expensive initially, but consolidating living expenses compared to maintaining a home and hiring external caregivers often shows significant savings. Many communities offer financial guidance, helping families tap into previously unexplored resources like veterans' benefits or long-term care insurance. Eliminating Everyday Stressors The move often results in testimony of families wishing they had chosen assisted living sooner. Not dealing with the stress of home upkeep or potential safety hazards at home means everyone can focus on enjoying life. Addressing Lesser-Known Concerns Theresa and I also touched on more obscure myths like assisted living regulating your daily routine, prohibiting family visits, or being a place only for the elderly. We’re debunking these fears by highlighting personalized care plans, community events for families, and resident age diversity ranging from the 60s to centenarians who thrive in these enriched environments. If you're out there juggling the decision for yourself or a loved one, I urge you to look beyond the myths. Assisted living communities like Rambling Oaks offer dynamic, supportive, and enriching environments that serve as a great venue to flourish in later years. Should you have questions or if there’s a myth we missed, I'd love to hear from you. Visit my website at loriwilliams-seniorservices.com for more resources or to reach out directly. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Rambling Oaks: https://ramblingoaks.org/ How to pay for senior living: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/fe612202/230-replay-how-to-pay-for-senior-living Are pets allowed in Senior Living?: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2d503110/109-true-or-false-pets-are-not-allowed-in-senior-living-communities Can I bring my car to senior living?: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/27b0a3ea/143-ask-lori-can-i-bring-my-car-with-me-to-senior-living Can I bring my own furniture to senior living?: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/1ce260ba/178-can-i-bring-my-furniture-to-senior-housing-ask-lori…

Aging in Style with Lori Williams

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230. Replay: How to Pay for Senior Living 14:20

21 päivää sitten14:20

14:20

Different ways to pay for senior living: So you’ve decided you or your loved one needs senior living - how much is it going to cost? A 2020 study by Genworth determined that the U.S. average for assisted living is $4,429 a month, though it could be less (or even more) depending on where you live! Budget is a huge factor in determining what’s available to you. Unfortunately, there’s also a huge misconception that Medicare will cover the cost. That is simply not the case. With that in mind, as a Senior Living Expert, I'll be sharing 10 ways to pay for senior living. Depending on how you’ve prepared over the years, there may be different options available that you never considered. Most people tap into social security, and if you have a pension plan, add that to your monthly income. Savings are another way to pay, and you can consider savings in your 401(k) or other retirement funds as well. Other means of payment: Do you own a house? Speak to a realtor - you may be able to sell without renovating your home. Are you a military veteran? VA benefits, like Aid & Attendance for war era veterans and spouses, can pay great rates. If you have Long term care insurance and qualify for care, it will cover Assisted Living & Memory Care. Family may also chip in to help, and there are life insurance policies to cash in, as well as bridge loans and reverse mortgages. Nothing brings you back to reality like discussions about budget. However, there are many options. It’s also important to discuss finances with your loved ones, even if it’s an uncomfortable conversation, just so you’re prepared when the time comes. Topics discussed: -Senior living -Paying for senior living -Asset management -Long-term care -Medicare -Insurance policies -Selling your home Takeaways from this episode: -Medicare does not cover senior living. However, Medicare does pay for doctor’s visits, hospitalizations, rehab, hospice, and home health. -Speak to a realtor to get a market analysis and discuss potential earnings if you were to sell your house. -To prevent potential rejection, seek an elder law attorney’s help when completing the veteran’s benefits application. -Purchase a long-term care policy when you’re younger. They can become cost-prohibitive if you wait until you’re older with health issues. - It’s important to discuss your loved ones’ assets and preferences. That way, you can help respect their wishes if they need a new living arrangement. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Listen to this episode before upgrading your house: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/4dda6ff7/070-seniors-beware-why-knowledge-is-power-especially-when-selling-your-home Senior Living 101: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2dd082bc/053-replay-senior-housing-101 5 benefits to moving to senior living community: https://www.loriwilliams-seniorservices.com/post/5-benefits-of-moving-to-a-senior-living-community…

Aging in Style with Lori Williams

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229. Senior apartments: peace of mind with a built-in social life 16:29

28 päivää sitten16:29

16:29

Life is a journey, and as we move forward, our needs and desires evolve. When it comes to senior living, many people are daunted by the myths and misconceptions that surround it. But I believe it’s time to look at senior living communities with an open mind. These communities aren’t just about change—they’re about enhancing one’s quality of life with confidence. Understanding Senior Living Options When it comes to senior housing, it's essential to choose options that foster independence and enrich your lifestyle. I’ve narrowed it down to two main types of communities: active aging senior apartments (for ages 55+ or 62+), and all-inclusive independent living, which often includes meal services. These communities are not about losing your independence—they’re about enhancing it by providing a supportive environment tailored to seniors. Chapters: 00:27 Welcome to Aging in Style 01:02 Addressing Senior Living Myths 01:24 Types of Senior Housing 02:19 Concerns About Moving to Senior Living 03:01 Benefits of Senior Living 11:12 Social Life and Activities 13:49 Final Thoughts and Challenge 15:35 Conclusion and Contact Information Breaking Free from Household Duties One of the greatest advantages of moving to a senior living community is saying goodbye to home maintenance. No more worrying about yard work, fixing broken sprinklers, or managing a never-ending to-do list. Senior living offers the freedom to leave those responsibilities behind, giving you more time to enjoy the things you love. Combating Loneliness and Isolation Staying at home can often mean loneliness, especially if your social circle isn’t as accessible as it once was. In senior living communities, you’ll find yourself part of a built-in social network. Whether it’s engaging in activities, joining clubs, or simply having neighbors nearby, there are endless opportunities to make new connections and enjoy meaningful social interactions. Enjoying More Family Time A common fear is that moving to a senior living community means losing precious family time. But most communities actually encourage family visits! From shared dinners to Disney movie nights in on-site theaters, there are countless ways to create cherished memories with your loved ones. Pet-Friendly Living For many, the thought of leaving behind a beloved pet is a major deterrent. But many senior living communities not only allow pets—they cater to them. With amenities like pet-friendly walking trails and grooming facilities, you and your furry friend can embark on this new chapter together without compromise. A Resort-Like Experience Imagine living in a place that feels like a vacation every day. Senior living communities today offer amenities that resemble five-star resorts—fitness centers, gourmet dining, and even spas. With a variety of housing styles, from cottages to apartments, there’s something for everyone. Maintaining Independence and Freedom Moving to a senior community doesn’t mean losing your freedom. Residents maintain the ability to come and go, travel, and live their social lives outside the community. The "lock and leave" lifestyle is perfect for those who love adventurous getaways without the worry of home security. Senior living communities offer a wide variety of activities that cater to many interests—whether you enjoy happy hours, crafting, book clubs, or concerts. There’s no pressure to join everything, but the opportunities are there if you want them. Taking the First Step I always encourage people to take a proactive approach by exploring senior living options with an open mind. Tour a community and see firsthand the benefits of senior living in a real-life setting. Even if you don’t plan to move right away, understanding your options can offer peace of mind for the future. Conclusion Embracing the idea of senior living doesn’t mean giving up your independence—it’s about gaining new opportunities, freedom from household chores, a rich social life, and beautiful living spaces. As I always say, aging should be about thriving, not just surviving. For those in the Dallas-Fort Worth area, my team and I are here to help you explore the senior communities that best fit your lifestyle and needs. Challenge Yourself I challenge you to visit a senior living community in your area. See for yourself the vibrant environment and amazing amenities they offer. It could completely change how you envision your or a loved one’s retirement years. For more information on senior living or to get in touch with my team, visit https://www.loriwilliams-seniorservices.com . Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Senior Housing 101: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2dd082bc/053-replay-senior-housing-101…

Aging in Style with Lori Williams

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228. Hot flashes, menopause, and an entrepreneur who wants to solve women's problems 30:56

5 weeks sitten30:56

30:56

As someone who has been deeply immersed in the world of aging and senior care, I've noticed that there’s a significant aspect of aging that often goes unspoken: menopause and perimenopause. Despite the numerous conversations about other transitional stages in life, this particular journey at the end of our reproductive cycles is seldom discussed openly. What is even more puzzling is that so many of us experience it, yet it remains a taboo subject. Menopause and Perimenopause: The Unspoken Journey Have you ever found yourself wondering why menopause isn’t ever talked about? I certainly have. As I explored the topic further alongside Carin Luna-Ostaseski, the founder of "Hot or Just Me," I realized how crucial it is to shine a light on these changes that profoundly impact our lives. Carin began her journey into understanding menopause in her early forties, grappling with hot flashes, brain fog, and anxiety. Despite common symptoms that many women experience, she found herself asking, "Is it hot or is it just me?" This sparked the creation of her online shop, offering products and solutions for managing these symptoms. Chapters: 00:00 Introduction to Perimenopause 01:26 Introducing Carin Luna-Ostaseski 02:42 Carin's Journey with Perimenopause 03:40 Lori's Experience with Menopause 04:36 Discussing Hormone Replacement Therapy 05:49 Hot Flashes and Night Sweats 08:09 Carin's Business: Hot or Just Me 09:44 Menopause and Andropause 12:01 Carin's Background in Whiskey 14:01 Supporting Women Entrepreneurs 15:22 Menopause in the Workplace 16:30 Starting a New Business at Any Age 26:04 Tips for Better Sleep 29:55 Conclusion and Promo Code Community and Support in Menopause In my conversation with Carin, we explored various facets of menopause that are essential yet often overlooked. From hormonal changes affecting libido and causing discomfort during intercourse to lifestyle adjustments, there's much to learn. Carin's shop provides a treasure trove of solutions, from cooling sheets and blankets to low libido products, catering to the nuanced needs women face during this transition. Understanding the Broader Impacts Carin also highlighted the importance of discussing the broader implications of menopause and how they intertwines with our personal and professional worlds. She emphasized the need for more initiatives in workplaces to support women undergoing menopause, ensuring the right resources and accommodations are available. This not only aids women in coping well but also ensures they can continue contributing effectively to their workplaces. The Silver Linings of Midlife Entrepreneurship Interestingly, Carin’s journey also echoes a broader theme of reinvention during midlife. Her transition from a successful whiskey entrepreneur to founding "Hot or Just Me" illustrates the potential to embark on new ventures and create meaningful change, even in later stages of life. It’s inspiring to see how life experiences, challenges, and passions can coalesce to foster new beginnings and opportunities for growth. Creating Conversations That Matter The discussions with Carin and experiences shared by women bring to light the necessity of having open, honest conversations about menopause. Whether through support networks, products designed to alleviate symptoms, or workplace initiatives, it’s time we started treating menopause as a journey worth discussing instead of a hidden struggle. By sharing these insights and stories, I hope to encourage more women to engage in these If you’re intrigued by Carin’s story or looking for resources to help manage menopause, I invite you to check out "Hot or Just Me" for innovative and supportive solutions. Additionally, if you’re passionate about aging with grace and style, continue following my podcast and website for more empowering content. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Hor or Just Me Shop: https://hotorjustme.com/?ref=aginginstyle Period.org: https://Period.org Humor has no age limit: Comedian at 59, meet Karyl Thomas https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2a83c524/226-humor-has-no-age-limit-comedian-at-59-meet-karyl-thomas…

Aging in Style with Lori Williams

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227. Finding Balance: Navigating Caregiver Stress and Self-Care 32:05

6 weeks sitten32:05

32:05

The Everyday Challenges Last night was a typical scene in my life, one almost like running a residential care home. Between managing the needs of my husband, Mark, who requires constant care after suffering multiple strokes, and my son, Chris, who recently injured his ankle, it felt as though I couldn’t catch a break. Even our dog joined in the drama with a limp, compounding the chaos! Understanding Caregiver Stress Being a caregiver is far from easy. Stress manifests in numerous ways, from physical symptoms like fatigue and headaches to emotional signs such as irritability and anxiety. Statistics from AARP indicate that a significant percentage of caregivers face depression and are at risk of chronic health issues like high blood pressure and heart disease. Chapters: 00:00 Introduction: A Day in the Life of a Caregiver 01:02 Changing Plans: The Impact of Caregiver Stress 02:42 Personal Story: Caregiving Challenges 05:26 Understanding Caregiver Stress 06:17 Statistics on Caregiver Stress 11:04 Signs and Symptoms of Caregiver Stress 13:35 Managing Caregiver Stress 17:27 The Importance of Self-Care 20:31 Building a Support Network 26:36 Final Thoughts and Encouragement Symptoms to Watch For Stress sneaks into our lives through various symptoms. Whether it’s fatigue from sleepless nights, the burden of holding together daily tasks, or emotional challenges like guilt and anger, these symptoms deserve our attention. One coping strategy I’ve developed is breaking down tasks into manageable steps. It helps when the day feels overwhelming and shifts the focus from the mountain of tasks to a single achievable step. Prioritizing Self-Care Self-care isn’t just a buzzword; it’s essential for survival in this caregiving journey. Regular exercise, healthy eating, adequate sleep, and indulging in small joys can significantly alleviate stress. For me, exercise is a goal I’m continuously striving towards, aware that excuses only hinder my progress. Sharing our experiences with others can be profoundly healing. Finding a support network, whether through online groups or personal relationships, ensures that we don’t feel alone in our journey. I’ve found solace in both online support groups and the occasional chat with friends. Seeking Professional Help Don’t hesitate to reach out for professional help if you need it. A therapist can offer coping strategies that are tailored to your situation. While my experience was a brief affirmation of my existing skills, it was a valuable one. Maintaining Hope and Joy Finally, take pleasure in the little things. Whether it's our dog’s unabashed joy over a pup cup or a spontaneous laugh, these moments remind us to hold onto joy amidst the challenges. Remember, caregiving is a marathon, not a sprint. Keep your cup filled so that you may continue to pour into others. For those of you navigating this path alongside me, know that you are not alone. We're in this together—one step, one task, one joyful moment at a time. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Tips for the ICU: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/3eb6bd43/124-5-tips-to-remember-when-your-loved-one-is-in-icu-intensive-care-unit Buy my book: https://www.loriwilliams-seniorservices.com/book Mentioned in this episode: Surrounded by Love You can find my book, "Surrounded by Love: One Family’s Journey Through Stroke Recovery," on Amazon. It is available as a Kindle, hardcover, paperback, and also on Audible. More details can be found on my website: https://loriwilliams-seniorservices.com/book…

Aging in Style with Lori Williams

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226. Humor has no age limit: Comedian at 59, meet Karyl Thomas 31:00

7 weeks sitten31:00

31:00

Have you ever felt too old to chase a dream or explore a new path? As someone who's walked alongside many seniors through their journeys of transitioning into new phases of life, I've heard countless people second-guess themselves, thinking they’ve missed their chance to pursue something different simply because of their age. Yet, time and time again, I've witnessed the magic that unfolds when they let go of these fears and embrace new opportunities. In this week's episode of "Aging in Style," I had the pleasure of chatting with Karyl Thomas, a dear friend and colleague who’s embarked on a remarkable and inspiring journey of her own. At the age of 59, Karyl decided to take a leap into the world of comedy, chasing a dream that once lingered in the back of her mind. Our conversation was filled with laughter, insights, and a mutual understanding that age should never be a barrier to pursuing happiness. The Courage to Laugh Karyl shared that as she approached 60, a persistent voice encouraged her to finally dive into comedy—a passion she’d always harbored. Despite an already fulfilling career in hospice, she needed room to explore this newfound path. And so she transitioned from hospice to working with me at Lori Williams Senior Services, providing her the flexibility to chase her desire for comedic expression. Chapters: 00:00 Introduction and Welcome 01:41 Meet Karyl: From Hospice to Comedy 04:00 The Journey into Comedy 09:27 Family Reactions and Support 13:23 Comedy Classes and Inspirations 19:08 Humor in Senior Living and Healthcare 27:17 Future Plans and Encouragement 30:21 Conclusion and Podcast Information Her journey began with storytelling classes, where she crafted her wit into relatable tales. For Karyl, humor has always been not only an outlet but also a means of connecting with others. As she honed her skills at the Dallas Comedy Club, she encountered people from all walks of life—each bringing unique perspectives to the stage, each feeding off everyone's shared enthusiasm. Finding Joy and Inspiration At every step, Karyl found herself supported by friends, family, and even strangers who were charmed by her humor. I'll never forget attending one of her shows with my daughter, watching as Karyl’s children beamed with pride in the audience. It's in these moments where you see the impact of following your dreams; Karyl’s journey has become a living testament for her children—and many others—that it’s never too late to start something new. She exemplifies that chasing your dreams, no matter how daunting it seems, can bring an unexpected richness to life. Through stand-up comedy, Karyl crafted stories filled with humor drawn from her own experiences, endearing herself to audiences of all ages, proving that authenticity resonates universally. Next Steps and Advice The journey doesn’t end with storytelling and stand-up performances. Karyl moves on to improv classes to further expand her comedic repertoire, despite her challenges—like being legally deaf. Her ability to face these obstacles head-on with tenacity and humor only makes her story more inspiring. To those contemplating whether to try something new, Karyl advises listening to your own voice. Don’t let age, or perceived obstacles, hold you back. Whether it's a latent passion for art, writing, or even a desire to run a marathon, this is your time. Embrace it, have fun, and enrich your life with experiences that bring joy. Conclusion In closing, I urge everyone to take a page out of Karyl's book and just try. Age should never limit one’s dreams or passions. Life is full of unpredictable opportunities, just waiting to be seized. Seek out new challenges, embrace the joy that comes from conquering them, and most importantly, allow yourself the freedom to laugh—often and wholeheartedly. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Everything you need to know about hospice care: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/c080f123/186-everything-you-need-to-know-about-hospice…

Aging in Style with Lori Williams

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225. Later Daters: Redefining Love & Marriage After 50 35:04

8 weeks sitten35:04

35:04

Today, the rise of online dating apps is something that has been both amusing and bewildering to navigate, especially for the younger generation like my daughter, Abby. Remember those stories of endless swiping on apps like Bumble? Each generation finds its own unique—and sometimes hilarious—path to love. Redefining Love in Later Years As I reflect on the Netflix show " Later Daters ," it's evident that finding love at an older age requires a deep understanding of oneself and a redefinition of relationship goals. My friend Teresa, at 57, is considering re-entering the dating scene with new aspirations—seeking reliability, trust, and companionship. Unlike Abby’s youthful pursuit of life-building adventures, Teresa’s focus is on forging a meaningful partnership, one centered on mutual respect and companionship as life’s journey unfolds. Chapters: 00:02:00 Generational Differences in Dating 00:03:00 - Changing Priorities Over Time 00:04:30 - Being Considered a "Purse or Nurse" As You Age 00:10:00 - Challenges of Blending Families 00:15:00 - Online Dating Culture 00:18:00 - Dating App Behaviors 00:22:00 - Safety Concerns for Women 00:26:00 - Evolving Relationship Needs 00:30:15 - Commitment and Vows in Marriage Insights from Youthful Optimism Abby, my 21-year-old daughter, offers a fresh perspective on relationships. Her journey emphasizes career-building and personal growth alongside her partner—contrasts that highlight the differing priorities of love at various life stages. We often share a laugh over her stories of online dating, where the daily compromises seem so blissfully uncomplicated compared to the broader concerns faced later in life. In witnessing the dynamics portrayed in "Later Daters," along with my experiences as a caregiver to my husband, I am reminded of the profound depth that long-term commitments bring. Love is not merely the joyous moments; it includes the bearing of responsibilities and the steady companionship that sustains through hardship. For some, the allure of new companionship is tempered by a desire for supportive friendships and shared experiences rather than a traditional romantic pursuit. Enduring Quest for Connection A powerful theme in "Later Daters" is the enduring search for connection. Whether through a simple evening walk or shared laughter, the desire remains strong throughout our lives. The show beautifully illustrates how what you are looking for in a partner changes as you age. Reflective Observations Viewing "Later Daters" has reinforced the significance of marriage vows and showcased how relationship dynamics shift uniquely with age. It's a reminder that while youthful romance is vibrant, the matured pursuit of companionship is rich in understanding and mutual support. For those contemplating re-entering the dating sphere or reassessing relationships, I encourage maintaining an open heart and a practical mindset. I invite you to watch "Later Daters" and join me in the conversation about exploring these compelling life changes. Takeaways from the episode: Later Daters , a Netflix reality show explores dating in later life (50s-70s). Participants shared their experiences, contrasting dating today with their youth, emphasizing how values and needs evolve. A common fear among older daters, as expressed by a character on the show, was becoming a caregiver or financial supporter in relationships ("nurse or a purse"). Despite generational gaps, participants of the show acknowledged that intimacy and romance remain important regardless of age, challenging stereotypes about older adults. Marriage vows gain deeper meaning with age. I shared how caregiving for my husband Mark shaped my perspective, reinforcing why some older adults might hesitate to remarry. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/…

Aging in Style with Lori Williams

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224. Miss Marilyn's secret to 100 years of happy and healthy living 12:29

9 weeks sitten12:29

12:29

As the clock ticks into 2025, it's hard to believe how quickly time flies. Reflecting on the past few years, I realize that 2022, 2023, and 2024 have been challenging and transformative. As I look ahead, like many of you, I find myself setting goals—some ambitious, some simple—but all important for leading a rewarding life as we age. I’ve come to understand that the key isn't merely surviving but thriving, and much of that involves staying active and involved. This topic struck me profoundly during a holiday outing with a group from my community, the self-proclaimed "Quirky Crew." Our mission was to spread joy by reveling in activities that bring cheer, such as dancing and engaging with those around us. On this festive foray, I had the pleasure of reconnecting with Miss Marilyn, a remarkable 102-year-old lady who exemplifies the spirit of staying active. Despite using a walker, she remains a staple at the senior center, participating wholeheartedly in life. When asked about her secret to longevity and vitality, her advice was simple yet profound: "Be involved and stay active." As someone who has worked in senior living for over 18 years, I continuously witness the power of engagement in bettering one's quality of life. Those who remain mentally and physically active tend to have brighter outlooks and sharper minds. Studies even suggest that social isolation is linked to cognitive decline, something we saw evident during the pandemic. It's crucial, therefore, to remain socially and physically engaged to enhance our mental and physical well-being. Chapters: 0:00 Introduction to Aging in Style 00:44 Reflecting on the Past Year 01:21 The Secret to Longevity: Stay Active 04:25 Exploring Local Senior Centers 05:05 Innovative Programs at Senior Centers 06:58 Virtual Reality for Seniors 09:25 Ways to Stay Involved and Active 11:31 Conclusion and Call to Action Episode Takeaways: Getting involved can be as straightforward as joining your local senior center. These centers often provide a variety of activities that cater to different interests and physical capabilities. For those who love exploring new frontiers, Flower Mound Senior Center's Virtual Reality Exploration Club, run in collaboration with the University of North Texas, offers immersive experiences from the comfort of their center. For those who aren’t located in large metropolitan areas, opportunities for involvement and engagement still abound. Consider programs at local YMCAs, or joining church groups where you can form meaningful connections and serve others. Volunteering, such as delivering meals for Meals on Wheels, also offers you a chance to connect with your community while bringing joy to others. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Flower Mound Senior Center: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/799a288c/004-senior-centers-a-place-for-purpose Everything you need to know about Meals on Wheels: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/23b98cf2/065-everything-you-need-to-know-about-meals-on-wheels…

Aging in Style with Lori Williams

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223. The 4 types of families we help in our senior placement service: Replay 26:37

10 weeks sitten26:37

26:37

After 17 years in senior living, I've witnessed thousands of families navigating the emotional rollercoaster of finding the right care for their loved ones. Through it all, I’ve come to identify the 4 types of families: the deniers, the always-yes, the dysfunctional family, and the guilt-ridden family. And believe me, just about everybody fits into one category! · The family in denial: This family doesn’t want to admit their loved one needs help or makes excuses for their behavior. They’ll often say they’re fine (when they’re not) and delay making a decision. Maybe they shut down when they become overwhelmed. Unfortunately, this can lead to disastrous results, so it’s important to weigh your options, of which there are many. Don’t ignore the signs your family member might be having trouble. · The always-yes family : This family is quick to agree to anything and may not take the time to carefully consider all options - or the best fit for their loved ones. Many senior communities are great, but it doesn’t mean it’s great for your specific situation. Be sure to ask questions and understand the needs of your loved one. A local, reputable placement service can also help guide you. · The dysfunctional family: This family has conflict and disagreements, mostly among the siblings, which can make it difficult to agree on a decision about senior living. Maybe one sibling is in denial and the other is fully onboard with moving their loved one to senior living. · The guilt-ridden family: This family feels guilty about moving their loved one into senior living and may wait until there is an emergency before making the move. It’s not always easy changing your loved one’s routine, but their health is the most important factor. Be aware of which type of family you have and the role you’re playing within it. Take the time to carefully consider all your options before making a decision about senior living. And I preach this all the time, you don’t have to do this alone, so consider working with a local placement specialist to help find the best fit for your loved one. Topics discussed: - Denial and guilt - Senior living considerations - Family feuds and disagreements - Family dynamics - Senior living placement services - Family therapy - Senior living as an act of love Takeaways from this episode: - If your mom lost weight or seems more forgetful, don’t put your head in the sand. Start putting together a plan, keeping in mind you have options. - Senior communities aren’t one size fits all. Understand what your loved one needs and choose a community that best meets those needs. Placement services can help guide you. - If you’re at odds with a loved one about how to care for your senior, consider using a therapist to help mediate and get on the same page. - Don’t let guilt keep you from keeping your loved one safe. Change is hard but often necessary for safety. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ 131. 5 reasons to use senior placement services, plus 3 determining factors to choose the right one: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/cedd6e34/131-5-reasons-to-use-senior-placement-services-plus-3-determining-factors-to-choose-the-right-one…

Aging in Style with Lori Williams

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222. Click with Caution 10:53

11 weeks sitten10:53

10:53

Picture this: a sweet lady, one of my dear clients, called me in a complete tizzy last week. Her phone and email were overwhelmed with messages from senior living communities she had no interest in. Rightfully, she was frustrated and initially thought I had inadvertently shared her contact information with these communities. Fortunately, after clarifying, we discovered the true culprit: a classic case of accidental online misdirection. My client had been researching a senior living option—a community I'd intentionally excluded from my recommended list because it wasn't suitable for her loved one's needs. When she Googled this community, she ended up on a national senior referral website instead. These platforms cleverly advertise above the intended search result using paid ads and search engine optimization, resulting in confusion and unwanted solicitation. This experience isn't unique to her. Many of us have encountered similar frustrations while searching for hotels, products, or services online. Big companies pay for prominent website placement, making it easy to click on a seemingly relevant site that ultimately leads somewhere else entirely. Chapters: 0:00 A Stressful Situation Unfolds 01:12 Click with Caution: A Cautionary Tale 02:54 The Google Mishap 06:20 Tips for Safer Searching 10:08 Conclusion and Contact Information So, how can we avoid these frustrating mishaps in the future, especially when dealing with something as important as senior living? Here are four tips to help you "click with caution": Scrutinize the URL : Always double-check the web address before entering personal information. Ensure the domain includes the name of the community or service you're actually seeking. On your browser, this will appear at the top bar—it's usually gray on my computer. Make a Call Instead of Clicking : When in doubt, call the community directly. Beware of toll-free numbers like 888; these often belong to national services, not local communities. Be Wary About Sharing Personal Information : If a website prompts you to enter your details immediately, pause and confirm you're on the right site. Verify that the URL corresponds to what you expect, for instance, ensuring you're not on a hotel aggregation site when seeking a specific hotel. Work with a Trusted Professional : Having a knowledgeable guide, like me, can ensure your information is shared only with relevant places. We vet communities and tailor our recommendations to your needs—plus, we offer valuable insights, like how a garden could enhance your mom's living experience. Remember, the online world is a fantastic resource, but it's vital to navigate it carefully. When feeling overwhelmed or unsure, seek guidance from someone you trust. And if you're in the Dallas-Fort Worth area, my team and I are here to help you through this process with confidence and peace of mind. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/…

Aging in Style with Lori Williams

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221. Are the "Golden Years" Truly Golden? A Reality Check 11:40

12 weeks sitten11:40

11:40

Have you ever paused to reflect on the idea of the "golden years"? It's a phrase we encounter often, mapping out an idyllic picture of our later years full of leisure and happiness. But is that glittering image truly reflective of reality? In this week's episode, I invite you to join me to uncover into this concept that has intrigued me—and many others—over time. Chapters: 00:00 Introduction to Aging in Style 00:49 The Origin of 'Golden Years' 03:48 Challenges in the Golden Years 06:08 Making the Most of Your Golden Years 10:36 Redefining the Golden Years 11:04 Conclusion and Final Thoughts Unpacking the Golden Years Recently, I found myself in conversation with my friend Teresa, discussing our work in senior living and the term "golden years" came up. My curiosity led me to dig deeper, and I discovered that this term owes its origin to a marketing campaign from the 1950s. Sun City, one of the first large retirement communities in the U.S., used it to sell the idea of retirement as a "golden phase" of life. Yet, for many, these years may not shine as brightly as promised. A Reality Check For several individuals I speak with—ranging in age from their 60s to 100s—these years are marred by financial hardships, health challenges, and unforeseen responsibilities. Financial insecurity is an all too common concern, with many struggling to afford retirement or manage unexpected expenses. Health issues and the social dynamics of aging add to the complexity, sometimes making these years feel less than golden. Making Your Years Golden Despite the hurdles, it's possible to cultivate a golden era through conscious planning and lifestyle choices. Those who find fulfillment in their later years often took steps early on, ensuring financial security and pursuing active, engaged lives. People like Doug Brown, who at 99 continues to volunteer and maintain vibrant social connections, exemplify this approach. Redefining the Term Perhaps the term "golden years" deserves reconsideration. Alternatives like "wisdom years," "freedom years," or "legacy years" may resonate differently. I personally like “legacy years,” as it emphasizes the meaningful footprint we leave behind. At 60, I'm increasingly aware of my own legacy, driven by experiences with my husband Mark’s stroke. This has fueled my desire to share and help others, perhaps through my writing focused on caregiving. Closing Thoughts What are your thoughts on the term "golden years"? Is it due for a change, and did you know its origins? I encourage you to share your insights and experiences. Conversations like these are richer with your perspectives. If this resonates with you or someone you know, please pass it on. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Doug Brown, the most inspirational senior I know: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/1d397f71/210-hes-doing-what-at-96 Thoughts On Turning 60 And Aging Positively: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/22a716d5/187-thoughts-on-turning-60-and-aging-positively Finding purpose at any age: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/78a00db4/014-finding-your-purpose-at-any-age…

Aging in Style with Lori Williams

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220. Ask Lori: Stepping Stones and Dementia Friendly Denton: Stepping up Community Support to Dementia Patients: Replay 13:34

13 weeks sitten13:34

13:34

How can my community become dementia friendly? We're back with another round of Ask Lori, where I answer questions from my listeners. If you’re curious about some community dementia resources, I have two great options to discuss. One is for businesses, while the other is for caregivers and their loved ones with dementia. First is Dementia Friendly, a nationwide initiative offering community education on dementia. This nonprofit trains businesses free of charge so they can be more inclusive and look out for the signs of dementia among the public. Dementia Friendly businesses receive a sticker on their window demonstrating their capability and awareness. Dementia Friendly also emphasizes it’s important to look out for any signs of seniors struggling, confused or agitated, like having trouble paying at the grocery store. The second resource I discuss is Stepping Stones, a free support group for caregivers that also offers entertainment for those with dementia. Founded by an occupational therapist in Denton, Texas, Stepping Stones offers caregivers a nice break while their loved one is in a nearby room socializing, dancing, singing, crafting and more. On November 1, 2023 I helped launch a new Stepping Stones in Flower Mound. Turnout exceeded our expectations, and we now meet twice a month. To join, contact the Flower Mound Senior Center to RSVP. Topics discussed: - Dementia nonprofits - Community dementia resources - Caregiver support - Dementia Friendly - Stepping Stones - Signs of dementia Takeaways from this episode: - Contact Dementia Friendly at one of their chapters across the U.S. for free training, available to small or large business. - It’s important for caregivers to meet with other caregivers, and Stepping Stones makes it easy by watching loved ones with dementia. Ask about a similar program at your local senior center or church. - If you see a senior struggling publicly, be kind and calm. - Know the signs a senior is being scammed, like withdrawing a larger sum of cash than usual. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Dementia Friendly of America: https://www.dfamerica.org/ Dementia Friendly Denton - where you can donate and be a part of the program: https://dementiafriendlydentoncounty.org/ 087. How every community can be Dementia Friendly https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/4e5ff26c/087-how-every-community-can-be-dementia-friendly 162. National Caregiver Month: Data and caregiver tips from The Alzheimer's Association https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/375dae60/162-national-caregiver-month-data-and-caregiver-tips-from-the-alzheimers-association…

Aging in Style with Lori Williams

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219. Alzheimer’s Holiday Season Guide: Tips for Caregivers and Families: Replay 34:31

14 weeks sitten34:31

34:31

What are some tips for the holidays when my loved one has dementia?Be adaptable, flexible and communicate The holidays are a time for togetherness and making memories, but the reality is it can also bring stress and disappointment. Holiday traditions may need to evolve over time as family dynamics and situations change, including when a loved one has Alzheimer’s or dementia. Megan Rowe, former Senior Program Manager with the Alzheimer’s Association: Dallas and Northeast Texas chapter has helpful tips if you’re a caregiver or celebrating with someone who needs a little extra help. Megan recommends planning and making adjustments alongside your loved ones. Come together to discuss where your focus should be and what will bring the most joy to your family member with dementia or Alzheimer’s. Then you can work together to make it a reality. Set expectations First, it’s important to have a meeting with your loved ones to make sure they understand the situation. The Alzheimer’s Association website offers a letter template if you need help explaining the reality of your loved one’s state to them. It may have been months or years since your family has seen your loved one, and maybe they’re unprepared for how your loved one has regressed. Be sure to set boundaries and expectations around what you can and cannot do, giving yourself permission to only do what you can manage. Don’t be afraid of change While some traditions may not make sense considering your loved one’s situation, try finding a suitable alternative. For example, hosting a holiday with 20 people can be overwhelming with someone who has dementia. Consider having a more intimate holiday – or, set aside a designated quiet space for your loved one to take breaks from the action. If you’re accustomed to making a holiday feast by yourself, you might order food ahead of time or host a potluck-style meal so others can chip in. Also consider the environment. Those with dementia have sensory differences, so beware of fake food and too many blinking lights. Make the other guests aware of anything that could be dangerous to your loved one as well. Ask for help You don’t need to manage everything on your own. It’s better for you (and your loved one with dementia / Alzheimer’s) to have a community on your side. It takes a village, and the more helping hands, the better. With their help, you can allow yourself to indulge in self-care and anything that manages your stress. Topics discussed : Alzheimer’s and dementia The Alzheimer’s Association Holiday planning with dementia Tips for caregivers around the holidays Tips for Alzheimer’s during holidays How to help caregivers Takeaways from this episode : -Always include your loved ones in discussing options as you figure out what your holiday should look like. - Caregivers tend to mask their loved one’s state, so others won’t worry, but you should familiarize them with the situation, so everyone is on the same page. -Find safe, enjoyable, and purposeful ways for your loved one to help with the holidays. Maybe it’s as simple as polishing silver or setting the table. -Those with dementia or Alzheimer’s tend to be more active in the morning. Meeting in the late afternoon or at dinnertime is less ideal and more tiring. -Think of appropriate gifts for your loved one. Avoid buying them pets (this could be an additional stressor for caregivers). Caregivers can benefit from less traditional gifts such as meal delivery or handyman service. Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Navigating the Holiday Season While Living with Early-Onset Alzheimer’s https://drive.google.com/file/d/1sYDGswQhRDN7OOzxzpQxN79eS6CZbO-N/view?usp=share_link https://www.alz.org/blog/alz/december-2021/navigating-the-holiday-season-while-living-with-ea Lifelike pets for seniors with dementia: Cat: https://www.amazon.com/JOY-ALL-Innovation-Companion-Realistic/dp/B078FFX7Q8/ref=sr_1_1_sspa?crid=1OPV43TYX9G9X&keywords=lifelike%2Bpets%2Bfor%2Badults&qid=1670963206&sprefix=lifelike%2Bpets%2Bfor%2Badult%2Caps%2C129&sr=8-1-spons&ufe=app_do%3Aamzn1.fos.f5122f16-c3e8-4386-bf32-63e904010ad0&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEzMjlDTkFKWDVCUVM4JmVuY3J5cHRlZElkPUEwMjEyNjgxU0FZRElFM1hWS0lMJmVuY3J5cHRlZEFkSWQ9QTA0NjQzMTlFR1JGRjlVQzNFMzMmd2lkZ2V0TmFtZT1zcF9hdGYmYWN0aW9uPWNsaWNrUmVkaXJlY3QmZG9Ob3RMb2dDbGljaz10cnVl&th=1 Dog: https://www.amazon.com/JOY-ALL-Soft-Touch-Realistic-Interactive/dp/B00CWY1U74/ref=sr_1_2_sspa?crid=1OPV43TYX9G9X&keywords=lifelike%2Bpets%2Bfor%2Badults&qid=1670963316&sprefix=lifelike%2Bpets%2Bfor%2Badult%2Caps%2C129&sr=8-2-spons&ufe=app_do%3Aamzn1.fos.f5122f16-c3e8-4386-bf32-63e904010ad0&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEzR0daSzJEMzU5RUlaJmVuY3J5cHRlZElkPUEwMTEwMDcyM0ZTRUtKSUwzUjdSJmVuY3J5cHRlZEFkSWQ9QTAxNDk1MzdVSUc4QlRLS1kyTzImd2lkZ2V0TmFtZT1zcF9hdGYmYWN0aW9uPWNsaWNrUmVkaXJlY3QmZG9Ob3RMb2dDbGljaz10cnVl&th=1…

Aging in Style with Lori Williams

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218. Aging Parents? Here's how you pay for senior living and senior care 18:45

15 weeks sitten18:45

18:45

Understanding Senior Housing and How to Pay for it As we age, planning for our future living arrangements and associated costs becomes crucial. In this episode, we're going to demystify the options and strategies for covering senior housing and care services, ensuring that you are well-informed as you consider the financial aspects of your loved one's aging. Often, there's confusion regarding the payment methods for senior housing, and a common misconception is that Medicare covers all expenses. Unfortunately, this is not the case, and understanding the nuances of payment options is crucial. Private Pay Options The primary payment method for senior housing is private pay, predominantly funded through: Savings and Investments: This includes accessing retirement accounts, 401(k) plans, stocks, bonds, and personal savings. Social Security Benefits: These monthly payments, based on work history, contribute significantly to covering costs. Pension Plans: Although less common nowadays, pensions can still provide essential support. Proceeds from Home Sales: Many seniors use the equity from selling a long-term home to finance their living arrangements. Reverse Mortgages: This method allows those aged 62 and above to convert home equity into usable funds. Life Insurance: Options include cashing out or borrowing against an existing policy. Government and Veterans' Programs In some situations, government assistance can aid in offsetting costs: Veterans' Benefits: Eligible veterans and their spouses may access aid for assisted living or memory care. Medicaid: While state-specific, Medicaid may cover nursing home expenses for qualifying low-income seniors. Medicare: It's important to remember that Medicare does not cover housing but may fund specific health-related services. Long-term Care Insurance These policies may cover care related to activities of daily living like bathing and dressing. They vary widely, with typical policies covering costs for a set period, such as three years, after a 90-day qualification period. Family Contributions and Other Options Sometimes, family members may contribute financially. Additionally, strategies like taking out bridge loans during home sales or renting out a property could facilitate funding. Home Care vs. Home Health Care Understanding the difference between home care and home health care is essential: Home Care: This non-medical support, including assistance with daily tasks, is privately paid. Home Health Care: In contrast, this is medical care provided at home, typically covered by Medicare if eligibility criteria are met. Hospice Care This end-of-life care focuses on comfort and quality, funded by Medicare. It's important to note that one cannot access both home health and hospice care simultaneously under Medicare due to funding overlaps. Takeaways from the episode: Planning how to finance senior living and care is crucial in avoiding unanticipated challenges. By understanding payment options and creating plans, you can ensure smoother transitions for yourself or your loved ones. Chapters: 00:00 Introduction to Senior Living Funding 01:06 Importance of Recognizing Red Flags 01:43 Understanding Senior Housing Payments 02:54 Private Pay Options Explained 05:41 Government and Insurance Programs 09:42 Home Care vs. Home Health Care 14:34 Hospice Care and Medicare 17:25 Conclusion and Final Thoughts Resources mentioned in this episode: Get my new book, ' Surrounded by Love : One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book To suggest a topic, be a guest or support the podcast, please email Lori@Loriwilliams-seniorservices.com For more senior resources and to sign up for the newsletter, please visit: https://www.facebook.com/LoriWilliamsSeniorServices/ https://www.instagram.com/theloriwilliams/ https://www.linkedin.com/in/theloriwilliams/ https://loriwilliams-seniorservices.com/aging-in-style-podcast/ Red Flags to check out when heading home for the holidays: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/1c3daea5/217-listen-to-this-before-heading-home-for-the-holidays-red-flags-to-look-out-for-to-keep-seniors-safe Hospice Care Episode: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/c080f123/186-everything-you-need-to-know-about-hospice Physical Therapy episode: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2d439fdf/056-the-importance-of-maintaining-exercise-health-and-vitality-as-we-age Reverse Mortgages episode: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/496a46e6/137-reverse-mortgages-explained Senior Housing 101: https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2dd082bc/053-replay-senior-housing-101…

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