The Retirement Roux podcast

The Retirement Roux

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Baby Boomers are facing unique challenges as they retire 18:33

5 päivää sitten18:33

18:33

In this episode, John Blanchard discusses the key aspects of retirement planning, including signs that indicate it's time to retire, the impact of market turbulence on investments, and the importance of assessing one's readiness for retirement. He emphasizes the need for a tailored financial plan that considers risk tolerance, tax strategies, and estate planning. The conversation also touches on the unique challenges faced by baby boomers as they approach retirement age. Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Understanding Roth Conversions 16:44

12 päivää sitten16:44

16:44

In this episode, John Blanchard discusses the importance of personalized retirement strategies, the implications of investment comparisons, and the benefits of Roth conversions. He emphasizes the need for tailored financial planning based on individual risk profiles and long-term goals, while also addressing tax strategies to maximize wealth retention. Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Tax Efficiency in Retirement Planning 26:40

19 päivää sitten26:40

26:40

In this conversation, John Blanchard discusses various strategies for retirement planning, focusing on tax efficiency, market volatility, and investment strategies. He emphasizes the importance of understanding tax implications, particularly regarding Roth conversions, and how to manage assets effectively to ensure financial stability in retirement. The discussion also touches on the significance of planning for future taxes and the risks associated with relying on luck for financial security. Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Is Your 401k a Risky Tech Fund? 37:58

26 päivää sitten37:58

37:58

In this conversation, John Blanchard discusses various aspects of retirement planning, focusing on the importance of a holistic approach to income planning, tax efficiency, and investment strategies. He emphasizes the need for personalized financial plans that consider individual goals and circumstances, particularly in light of market volatility and the complexities of tax regulations. The discussion also touches on the emotional aspects of retirement, such as the potential for boredom and the importance of having a purpose post-retirement. Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Navigating Inherited IRAs, Market Volatility, and Debt Management 17:54

6 weeks sitten17:54

17:54

In this episode, John Blanchard discusses critical retirement strategies, focusing on the implications of inheriting an IRA, understanding market returns, and the importance of managing debt as one approaches retirement. He emphasizes the risks associated with market volatility and the need for tactical investment strategies over emotional decision-making. Additionally, he addresses the common pitfalls of cashing out 401k plans during job transitions and the benefits of exploring various options for retirement savings. Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Utilizing tax strategies to minimize tax liabilities. 20:28

6 weeks sitten20:28

20:28

In this conversation, John Blanchard discusses various strategies for retirement planning, focusing on tax efficiency, investment strategies, and the importance of understanding market volatility and longevity risk. He emphasizes the need for comprehensive planning to ensure financial security in retirement. Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Tax efficiency is crucial for retirement income 21:02

9 weeks sitten21:02

21:02

John Blanchard discusses various aspects of retirement planning, focusing on market fluctuations, Roth conversions, and the importance of a holistic approach to financial management. They emphasize the need for tailored strategies to navigate taxes and wealth management effectively, ensuring listeners are well-prepared for their retirement years. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Tactical vs. Emotional Investment Strategies 17:54

10 weeks sitten17:54

17:54

The Retirement Roux

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Retirement Strategies for Every Saver 18:06

12 weeks sitten18:06

18:06

John Blanchard discusses various aspects of retirement planning, including the myths surrounding retirement savings, the importance of tax strategies, and how to navigate current market conditions. He emphasizes the need for a dynamic retirement plan that adapts to changing circumstances and highlights opportunities for tax efficiency and investment growth. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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The Importance of Income Planning in Retirement 28:34

14 weeks sitten28:34

28:34

John Blanchard discusses various aspects of retirement planning, including the new full retirement age for Social Security, the importance of income planning, tax strategies, and investment approaches in the current market environment. He emphasizes the need for a comprehensive retirement strategy that considers individual circumstances and market conditions. Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Impact of the Windfall Elimination Provision 29:45

15 weeks sitten29:45

29:45

John Blanchard discusses significant changes in retirement planning for 2025, focusing on the repeal of the Windfall Elimination Provision, market trends, and strategies for IRA contributions. The discussion emphasizes the importance of adapting financial plans to changing regulations and market conditions, as well as the need for effective tax strategies to maximize retirement income. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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The Importance of Family Financial Conversations 27:32

19 weeks sitten27:32

27:32

John Blanchard discusses the importance of financial conversations within families, especially during the holiday season. He emphasizes the need for transparency in financial matters, estate planning, and the significance of understanding 401K rollovers for retirement planning. The discussion also highlights the psychological barriers retirees face when transitioning from saving to spending, and the importance of having a comprehensive financial plan for retirement. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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The Financial Landscape Post-Election 27:25

22 weeks sitten27:25

27:25

John Blanchard discusses various aspects of retirement planning, including the impact of political changes on financial strategies, the importance of understanding hidden fees in retirement accounts, and the challenges associated with pensions. He emphasizes the need for a comprehensive plan that addresses market volatility, the 4% withdrawal rule, and the importance of being financially nimble. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Planning for Longevity: Strategies for a Century Life 38:53

23 weeks sitten38:53

38:53

John Blanchard discusses essential strategies for retirement planning, focusing on longevity, tax efficiency, and understanding financial products like annuities. He emphasizes the importance of organizing assets into buckets for different time horizons, deferring income to optimize tax savings, and adapting to market changes, particularly interest rate fluctuations. The discussion also highlights the need for careful consideration of annuities and the potential pitfalls associated with them, urging listeners to seek professional guidance for tailored financial strategies. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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How procrastination can lead to financial and relational issues 29:25

24 weeks sitten29:25

29:25

John Blanchard discusses the critical importance of meeting financial deadlines, particularly as the year-end approaches. He emphasizes strategies for maximizing income and minimizing taxes, including the significance of Roth conversions and proactive tax planning. The conversation also delves into the necessity of planning for future healthcare needs and estate management. Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Navigating Interest Rates in Retirement Planning 35:45

25 weeks sitten35:45

35:45

John Blanchard discusses various aspects of retirement planning, including the implications of interest rates on investments, budgeting strategies for retirement, the complexities of Social Security benefits, the concept of loud budgeting for accountability, and the importance of transparency in financial advising. The conversation emphasizes the need for personalized financial strategies that consider individual circumstances and goals. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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The Truth Behind America's Retirement Crisis 38:57

26 weeks sitten38:57

38:57

John Blanchard discusses various retirement strategies, emphasizing the importance of tax efficiency and the misconceptions surrounding the retirement crisis in America. He highlights the benefits of human financial advisors over robo-advisors and explains advanced tax strategies such as tax loss harvesting and Roth conversions. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Financial nimbleness is key to adapting to market changes 29:29

27 weeks sitten29:29

29:29

John Blanchard discusses various retirement strategies, focusing on the importance of understanding Social Security, the role of gold in retirement portfolios, and the impact of interest rates on financial planning. He emphasizes the need for regular reviews of retirement strategies and the complexities involved with different net worth levels. The conversation also touches on Warren Buffett's investment strategies and the implications of income inequality on tax planning. Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Early Retirement: Is It Feasible? 20:31

28 weeks sitten20:31

20:31

John Blanchard discusses various aspects of retirement planning, including the importance of tax strategies, the impact of market volatility on retirement portfolios, and the considerations for those looking to retire early. He emphasizes the need for a comprehensive financial plan that accounts for taxes, healthcare, and potential fees associated with retirement accounts. Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Investing based on social media hype 41:29

30 weeks sitten41:29

41:29

John Blanchard discusses the evolving landscape of financial advice, particularly the impact of social media on how individuals seek information. He emphasizes the importance of working with professionals to navigate the complexities of investment strategies, including the resurgence of bonds, tax diversification, and the risks associated with speculative investments. The discussion also highlights the need for creating passive income streams in retirement and the significance of having a well-structured financial plan. Get to know and schedule a complimentary appointment with John and the team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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The Hidden Costs of Retirement: Understanding Fees 36:43

31 weeks sitten36:43

36:43

John Blanchard discusses various aspects of retirement planning, focusing on the importance of tax strategies, understanding fees, and holistic financial planning. He emphasizes the need for retirees to consider local tax implications, the impact of fees on retirement savings, and the significance of a comprehensive approach to financial planning that includes healthcare and long-term care considerations. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Should you consider tax loss harvesting year-round? 19:36

32 weeks sitten19:36

19:36

John Blanchard discusses various financial strategies for retirement, including the importance of tax loss harvesting, the impact of interest rate changes, and the necessity of planning for longevity. He emphasizes the need for couples to be on the same page regarding financial decisions and the importance of understanding risk tolerance. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Managing Tax Liability in Retirement Planning 40:22

33 weeks sitten40:22

40:22

John Blanchard addresses the significance of tax efficiency in retirement planning and the management of tax liabilities. He emphasizes strategies like Roth conversions and cost segregation studies to minimize taxes for high-income individuals. He also examines the possible effects of the forthcoming election on tax brackets and underscores the necessity of capitalizing on the present tax rates. Moreover, he advises on the importance of evaluating investment portfolios, insurance policies, and retirement plans prior to the year's end. Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Teaching Children about Money and Responsible Spending 29:04

34 weeks sitten29:04

29:04

John Blanchard addresses the difficulties in prolonging the longevity of an inheritance. He shares the significance of financial prudence and judicious spending. John stresses the imperative of instilling in children the worth of money and the art of managing their inheritance wisely. Furthermore, he highlights the value of contributing to the community and allocating inherited wealth for philanthropic causes. Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Delaying retirement planning could be costly 49:28

35 weeks sitten49:28

49:28

John Blanchard discuses retirement savings, investment options, maximizing income, and minimizing taxes. The conversation also touches on the importance of enjoying retirement and making the most of one's hard-earned money. Overall, the discussion provides valuable insights and advice for individuals approaching retirement. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

1
The Downsides of Relying on Mutual Funds 50:18

36 weeks sitten50:18

50:18

John Blanchard addresses the significance of diversifying investment portfolios and the potential drawbacks of depending exclusively on mutual funds. Additionally, he examines various tax strategies and deductions that Olympic athletes can employ to minimize taxes on their bonuses how you can do the same for your retirement portfolio. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Navigating Forced Early Retirement 38:06

37 weeks sitten38:06

38:06

John Blanchard discusses the challenges of forced early retirement and the importance of having your finances in order. He emphasizes the need for adequate investments to replace income immediately and the benefits of being prepared for unexpected retirement. The conversation also touches on the potential impact of political decisions on retirement investments and the importance of being apolitical in retirement planning. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

The Retirement Roux

1
Proactive Maintenance for Retirement Portfolios 37:11

38 weeks sitten37:11

37:11

John Blanchard highlights the significance of proactive management for retirement portfolios. He recommends routinely evaluating investment risks, adjusting portfolios, and utilizing tax strategies such as Roth account conversions. Additionally, he underscores the importance of categorizing assets into various buckets according to immediate and future needs, along with risk tolerance. Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

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Don't think you have to be stuck with a mutual fund 39:58

43 weeks sitten39:58

39:58

John Blanchard addresses typical errors associated with 401k plans and methods to avoid them. He stresses the significance of proper 401k fund allocation and underscores the advantages of transferring funds to a traditional IRA. Additionally, the discussion covers the constraints of 401k investment choices and the merits of maintaining a varied investment portfolio. Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/ . See omnystudio.com/listener for privacy information.…

The Retirement Roux

1
Building a Holistic Retirement Plan 39:26

44 weeks sitten39:26

39:26

John Blanchard talks about the need for a holistic retirement strategy that includes tax efficiency, distribution strategies, asset allocation, risk control, healthcare, and estate planning. John offers an explanation on early retirement issues like health coverage and penalty-free fund access. Plus, he offers thoughts on target date funds, gold's portfolio value, and Social Security's future stability. Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today! See omnystudio.com/listener for privacy information.…

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The Secret To Getting Inspired: Millie Bobby Brown & Chris Pratt Go Behind The Scenes 21:04