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Sisällön tarjoaa property investors network and Property investors network. property investors network and Property investors network tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
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A Guide to Property Finance Within the Current Mortgage Market

39:52
 
Jaa
 

Manage episode 421739278 series 3504934
Sisällön tarjoaa property investors network and Property investors network. property investors network and Property investors network tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.

On today's podcast, Mark welcomes special guest Jonny Dunn from DNA Financial Solutions to discuss the current state of the mortgage market and strategies for financing property deals. Jonny brings his expertise in financial solutions to provide listeners with valuable insights into navigating today's lending landscape.
Jonny starts by noting a significant shift in the mortgage market: lenders have become increasingly selective about who they lend to. This heightened scrutiny means that potential borrowers must be well-prepared and present themselves in the best possible light. Lenders now require more comprehensive documentation to assess a borrower's financial stability and creditworthiness. This includes detailed income statements, proof of employment, credit reports, and sometimes even future financial projections.
In addition to thorough documentation, Jonny emphasises the importance of presentability. Lenders not only look at the numbers but also consider the overall impression a borrower makes. A well-organised, professional application can make a substantial difference in securing favorable mortgage terms. Jonny advises borrowers to ensure their financial records are in order, to dress appropriately for meetings, and to communicate clearly and confidently with lenders.
Jonny also shares tips on how to strengthen your mortgage application. He suggests maintaining a good credit score, reducing existing debt, and saving for a substantial down payment. These factors can improve your attractiveness as a borrower and increase your chances of approval.
Furthermore, Jonny highlights the importance of working with experienced financial advisors and mortgage brokers who can guide you through the complex process and help present your application in the best possible way. These professionals can also provide insights into which lenders are more likely to approve your loan based on your specific circumstances.
VALUABLE RESOURCES:

CONNECT WITH US:

Facebook: https://www.facebook.com/propertyinvestorsnetworkuk
LinkedIn: https://www.linkedin.com/company/property-investors-network
YouTube: https://www.youtube.com/c/propertyinvestorsnetwork
Twitter: https://twitter.com/pin_uk/
Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/
TikTok: https://www.tiktok.com/@propertyinvestorsnetwork

  continue reading

125 jaksoa

Artwork
iconJaa
 
Manage episode 421739278 series 3504934
Sisällön tarjoaa property investors network and Property investors network. property investors network and Property investors network tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.

On today's podcast, Mark welcomes special guest Jonny Dunn from DNA Financial Solutions to discuss the current state of the mortgage market and strategies for financing property deals. Jonny brings his expertise in financial solutions to provide listeners with valuable insights into navigating today's lending landscape.
Jonny starts by noting a significant shift in the mortgage market: lenders have become increasingly selective about who they lend to. This heightened scrutiny means that potential borrowers must be well-prepared and present themselves in the best possible light. Lenders now require more comprehensive documentation to assess a borrower's financial stability and creditworthiness. This includes detailed income statements, proof of employment, credit reports, and sometimes even future financial projections.
In addition to thorough documentation, Jonny emphasises the importance of presentability. Lenders not only look at the numbers but also consider the overall impression a borrower makes. A well-organised, professional application can make a substantial difference in securing favorable mortgage terms. Jonny advises borrowers to ensure their financial records are in order, to dress appropriately for meetings, and to communicate clearly and confidently with lenders.
Jonny also shares tips on how to strengthen your mortgage application. He suggests maintaining a good credit score, reducing existing debt, and saving for a substantial down payment. These factors can improve your attractiveness as a borrower and increase your chances of approval.
Furthermore, Jonny highlights the importance of working with experienced financial advisors and mortgage brokers who can guide you through the complex process and help present your application in the best possible way. These professionals can also provide insights into which lenders are more likely to approve your loan based on your specific circumstances.
VALUABLE RESOURCES:

CONNECT WITH US:

Facebook: https://www.facebook.com/propertyinvestorsnetworkuk
LinkedIn: https://www.linkedin.com/company/property-investors-network
YouTube: https://www.youtube.com/c/propertyinvestorsnetwork
Twitter: https://twitter.com/pin_uk/
Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/
TikTok: https://www.tiktok.com/@propertyinvestorsnetwork

  continue reading

125 jaksoa

Kaikki jaksot

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VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
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property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
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property investors network Podcast
property investors network Podcast podcast artwork
 
In today's podcast, Mark discusses several key reasons why landlords are increasingly choosing to sell their properties. One of the main factors is the rise in interest rates. For years, rates were low, around 1-2%, which allowed landlords to make good profits from their tenants. However, as rates gradually increase, those on variable mortgage rates are feeling the strain, leading many to reconsider their investments. Another challenge is the difficulty of managing properties, especially as landlords age. The physical and administrative demands of property management can become overwhelming. Additionally, recent changes in policies and bills are discouraging some landlords from continuing in the business. Lastly, rising taxes and shifting tax brackets have significantly reduced landlords' earnings, making it harder for them to maintain their previous level of profitability. These financial pressures are prompting many to exit the market. VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
p
property investors network Podcast
property investors network Podcast podcast artwork
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
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property investors network Podcast
property investors network Podcast podcast artwork
 
On today's podcast, Mark discusses how to effectively analyse property deals. Mark highlights a common misconception among young investors: focusing too much on price. While the price is important, it’s not the only factor that determines a property's potential. Instead, Mark advises looking at the surrounding area and the prices of nearby homes to get a clearer picture of the property's true value. He also suggests paying close attention to the layout and number of rooms in a property. Properties with 4+ rooms can provide higher rental returns, making them more attractive investments. Mark emphasises the importance of researching the history of properties in the area, particularly in terms of capital growth. A strong history of price appreciation is a good indicator that the area is likely to continue growing. Lastly, Mark cautions that "below-market value" deals aren't always the best opportunity. While they may seem like a bargain, they can sometimes cause friction with landlords or agencies. In some cases, it might actually make sense to "overpay" for a property, especially if the rental income will offset the higher purchase price. VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
In today’s podcast, Mark welcomes Allison from Homemakers Property for an insightful discussion. Allison kicks off the conversation by highlighting a significant change in the rental landscape: the Renters Reform Bill has been scrapped since Labour came into power. In its place, they have introduced the Renters Rights Bill, which aims to reshape the way landlords and tenants interact. One of the key takeaways from their discussion is the importance of compliance with these new regulations. Failing to adhere to the updated laws can lead to hefty fines, so it’s crucial for landlords to stay informed and ensure they are following the latest guidelines. Additionally, Allison emphasises the necessity of being prepared for potential voids and arrears from tenants. Unexpected situations can arise, making it essential for landlords to develop a strong understanding of their tenants circumstances. Building a good relationship with tenants can facilitate better communication and help find solutions to any issues that may arise. VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
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property investors network Podcast
property investors network Podcast podcast artwork
 
In today’s episode, Mark shares essential strategies for elevating your networking game. Before heading to any event, consider whether it fits your schedule—attending an event just to leave early can mean missing out on valuable connections, as most deals are often made during post-event conversations. Mark also emphasises the importance of having a prepared elevator pitch—a concise 20-second introduction that succinctly explains what you do. This brief but impactful statement could be the key to sparking future opportunities. During networking breaks, remember not to linger too long with any one person. Engage in meaningful conversations, exchange contact details, and then move on to meet others. Following up with your new connections is crucial—make sure to reach out so they remember you long after the event is over. VALUABLE RESOURCES: Visit www.pinFurtherLearning.co.uk to explore the complimentary training sessions and resources we provide to assist you in generating a sustainable income through property. Join our FREE pin Community Facebook group to meet other like-minded property investors and potential Joint Venture Partners. Attend your first property investors network (pin) Meeting for free by using the voucher code "BUZZ" CONNECT WITH US: Facebook: https://www.facebook.com/propertyinvestorsnetworkuk LinkedIn: https://www.linkedin.com/company/property-investors-network YouTube: https://www.youtube.com/c/propertyinvestorsnetwork Twitter: https://twitter.com/pin_uk/ Instagram: https://www.instagram.com/propertyinvestorsnetworkuk/ TikTok: https://www.tiktok.com/@propertyinvestorsnetwork…
 
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