Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews. The show is hosted by Dylan Lewis, Ricky Mulvey, and Mary Long.
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Sisällön tarjoaa Rob Berger. Rob Berger tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
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The Partnership Economy explores the power of partnerships through candid conversations and stories with industry leaders. Our hosts, David A. Yovanno, CEO and Todd Crawford, Co-founder, of impact.com, unpack the future of partnerships as a lever for scale and an opportunity to put the consumer first.
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Welcome to an exciting new season of the podcast Your Career: Choice or Chance? - as we dive into the ever-evolving world of GenAI in the Workplace and explore the latest trends, experiences, and career journeys shaping the future of work as AI is increasingly ingrained in it. Each episode provides fresh insights, addressing the transformative influence of GenAI in shaping the workforce of tomorrow, making it a must-listen for anyone interested in staying ahead in the ever-evolving world of ...
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Alessandro Bogliari, CEO and Co-Founder of The Influencer Marketing Factory, a global influencer marketing agency, talks with great guests about influencer marketing, social media, the creator economy, social commerce and much more.
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Millionaire University is on a mission to help you build wealth, achieve financial freedom, and create a business that supports the life you want. We reveal proven strategies for business growth, personal finance, and investing—teaching you how to increase your income, build passive revenue streams, and take control of your money. You will learn how to start and scale a business, make smarter financial decisions, and build lasting wealth—all while creating a life of impact and fulfillment. G ...
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Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wed ...
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Master the best of what other people have already figured out. “The highest density of wisdom per episode of any podcast.” If you like what we're doing, please hit the follow button. It's a small thing, but it helps us keep going. Thanks for listening. My newsletter: https://fs.blog/newsletter/ My books: https://fs.blog/books/ IG: https://www.instagram.com/farnamstreet LI: https://www.linkedin.com/in/shane-parrish-050a2183/
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Kara Goldin, founder of Hint, sits down with today’s most fascinating entrepreneurs, disruptors, and change-makers for a no-holds-barred discussion of how they overcame long odds on the road to start-up success. Guests such as Guy Kawasaki (Apple, Canva), Julie Bornstein (The Yes, Stitch Fix), Mindy Grossman (WW), and Amy Errett (Madison Reed) share wisdom and anecdotes that will inspire you – and challenge you to think differently about achieving your goals. For more on the podcast as well ...
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The Scared Confident podcast inspires high-achievers to passionately pursue a Life of And. Host Tiffany Sauder shares lessons learned from the first 20 years of her career mixed with vulnerable, real-time reporting from her life, career, marriage, and parenting adventures today. Tiffany dives deep into the realities of a two-career family and passionately shares the journey to build the toolbox required to ‘have it all.’ This is a real and vulnerable space to break through the walls that fea ...
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Bloomberg Radio host Barry Ritholtz has in-depth discussions with the people and ideas that shape markets, investing and business.
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Now On Netflix is your guide for what to watch this week on Netflix. Join the writers and editors from Tudum.com as they discuss the latest films and series coming to Netflix - and why you won't want to miss them! Celebrity interviews, exclusive insights, upcoming releases, and a behind-the-scenes look you won’t get anywhere else. New episodes every Thursday. https://www.netflix.com/tudum
RBS 149: 12 Things You Must Know About A Backdoor Roth IRA (Including If It's Worth The Hassle)
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Sisällön tarjoaa Rob Berger. Rob Berger tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
Today we take a deep dive into a Backdoor Roth IRA. This strategy enables high-income earners to get money into a Roth IRA. We'll walk through what you need to know, and crunch some numbers to see if a Backdoor Roth IRA is worth the hassle.
Join the Newsletter. It's Free:
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Manage episode 431647939 series 3437124
Sisällön tarjoaa Rob Berger. Rob Berger tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.
Today we take a deep dive into a Backdoor Roth IRA. This strategy enables high-income earners to get money into a Roth IRA. We'll walk through what you need to know, and crunch some numbers to see if a Backdoor Roth IRA is worth the hassle.
Join the Newsletter. It's Free:
https://robberger.com/newsletter/?utm...
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Welcome to another edition of Five Question Friday (FQF). We actually have 6 questions today plus a free investment tracking tool: 1. Do I send Facebook friend requests to viewers? 2. Is this a good time to start investing? 3. Is rebalancing in volatile times just market timing? 4. If following the 4% rule, should the amount you pay in taxes be included? 5. Should an emergency fund be part of your asset allocation? 6. What is your opinion of using T-bills for cash instead of CDs or bonds? Investment Tracking Tool: https://www.bogleheads.org/forum/view... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
A viewer named John emailed me the following question: "I'm planning to build a 5yr TIPS ladder to provide some inflation protected income in the years before Medicare and SS. How do I model that "account" in Boldin??" It's a great question, and it gives us the opportunity to look at an often overlooked feature of retirement planning software--pension income. Yes, a TIPS ladder can be modeled as pension income. We'll look at it in both Boldin and ProjectionLab. Boldin: https://go.robberger.com/boldin/yt-ti... ProjectionLab: https://go.robberger.com/projectionla... (use code RBERGER-10 for a 10% discount) TIPSLadder: https://www.tipsladder.com/ Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Here are the questions for this week's Five Question Friday (FQF): 1. Are savings accounts better than bond funds? 2. Can you please explain nominal and real returns? 3. Does it matter if the market is up or down if you do a Roth conversion? 4. Will I be taxed twice on reinvested dividends? 5. Do you really need more than one broker? Bonus Question: What camera and mic are you using? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Choosing between traditional and Roth 401k contributions is difficult. It forces us to make a guess about our taxes years or even decades from now. In this video, we'll discuss some of the factors that can affect this decision. And then, I'll share one strategy that may make the decision much easier. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome to another edition of Five Question Friday (FQF). Here are the five questions we'll cover: 1. Will fake inflation data destroy TIPS? 2. How should a pension affect your asset allocation? 3. Do advisors really add 3% to your returns? 4. TIPS Ladder vs TIPS Fund 5. Investing in a Roth vs Traditional Retirement Account Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
According to the latest report from the Board of Trustees of Social Security, it will become insolvent in 2033. Without money in the trust fund to bolster tax receipts. The Social Security Administration will only be able to pay out 79 cents on the dollar in benefits. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Retirement planning requires that we make a lot of assumptions about the future. From all of these assumptions and other data, most software spits out a "Chance of Success." That number can make the future appear more certain than it is. In fact, many people make some big mistakes with their retirement plans. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome to Five Question Friday! Here are the questions we'll cover in today's video: 1. Should You Build a TIPS Ladder in Retirement? 2. Are Vanguard's LifeStrategy Funds a Reasonable Choice in Retirement? 3. Is the 40/60 Portfolio the New 60/40 Portfolio? 4. How many investment brokers do I use? 5. How to rebalance across different account types? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In today's Five Question Friday (FQF), we tackle these five fantastic questions: 1. What financial apps are worth paying for in or near retirement? 2. How do you enter money market funds into your investment tracking spreadsheet? 3. Is it safe to link accounts to apps? 4. Can you comment on Bill Bernstein's comment that if you've won the game, stop playing? 5. Is Larry Kotlikoff's criticism of Boldin justified? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Retirement withdrawal strategies are about a lot more than just the 4% rule or safe withdrawal rates. To better understand how they work and how you can apply them to your retirement, this video walks through 7 rules I follow when it comes to spending down your investments in retirement. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In today's Five Question Friday (FQF), we have five more great questions sent in by viewers: 1. Should we think of dividends as guaranteed income? 2. Should we invest in our HSA the same way we invest in our Roth IRA? 3. How should you pay tax on a Roth Conversion? 4. Should you get long-term care insurance? 5. Should our investing strategy change as our wealth rises? WSJ Article on LTC insurance: https://www.wsj.com/personal-finance/... Fidelity Alternative Investments: https://www.fidelity.com/go/alternati... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In this video, I'll describe my approach to investing in uncertain times. To do so, I'll enlist the help of the D.C. subway system, Sir Isaac Newton, and the 1970s. The 60/40 Solution: https://www.safalniveshak.com/wp-cont... Sir Isaac Newton Paper: https://www.sfu.ca/~poitras/cjh_newto... The Telegraph Article: https://www.telegraph.co.uk/news/ukne... Stocks for the Long Run: https://amzn.to/4hyy0hz Stay the Course: https://amzn.to/4hq4HOh 150 Years of Stock Market Crashes: https://www.morningstar.com/economy/w... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In today's Five Question Friday (FQF), we cover the following: 1. Some thoughts on how to hire a financial advisor 2. Whether to consider Medicare premiums in your Roth conversion analysis 3. How Social Security should affect our asset allocation in retirement 4. How variable income should affect how we invest 5. Whether I sold U.S. stocks to buy International stocks this year. Resources mentioned in the video: Boldin: https://go.robberger.com/new-retireme... ProjectionLab: https://go.robberger.com/projectionla... List of Low Cost Advisors: https://robberger.com/low-cost-financ... My newsletter signup: https://robberger.com/newsletter/ Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
1 RBS 193: My Portfolio Update And Changes to the Investment Tracking Spreadsheet (March 2025) 18:51
In this video, I'll share with you my current investment portfolio, including a big change I made in our traditional retirement accounts. I'll also share an update to my free investment tracking spreadsheet. https://robberger.com/investment-trac... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
1 RBS 192: Should You Reduce Your Stock Exposure for Today's Market Valuations: 60/40 vs 40/60 17:16
With stock valuations near all-time highs in the U.S., many people are asking whether we should reduce or exposure to stocks. In fact, a recent Vanguard market outlook report concluded that a typical 60/40 retirement portfolio may be too rich, and that a 40/60 portfolio is a better option in this valuation environment. This video is my take on all of this. Resources: Vanguard Report: https://corporate.vanguard.com/conten... Bogleheads Forum Post: https://www.bogleheads.org/forum/view... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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In this week's Five Question Friday, we look at several important retirement planning questions: 0:00 - Intro 0:45 - Should our asset allocation change if we have a much younger spouse? 7:45 - Should a pension represent the bond portion of a portfolio? 10:30 - What types of ETFs should go in taxable accounts versus retirement accounts? 14:13 - Should we prefer Roth conversions over investing in a taxable account? 17:31 - Should we prefer Roth conversions if we plan to use the money for long-term care? Boldin: https://go.robberger.com/new-retireme... Pralana: https://go.robberger.com/pralana/yt-fqf Projection Lab: https://go.robberger.com/projectionla... Open Social Security: https://opensocialsecurity.com/ Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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I've been using Pralana Online over the past month. It's a retirement planning tool that, for a long time, was available as a spreadsheet. It's now available as an online app. In this video, I take a high-level look at Pralana and compare it to Boldin, formerly New Retirement. Pralana: https://go.robberger.com/pralana/yt-p... Boldin: https://go.robberger.com/new-retireme... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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One of my favorite tools, Portfolio Visualizer, just launched a new design. In this video, I'll show you how to navigate the changes. Unfortunately, one change is to limit the amount of backtesting data you have access to in the free version. I'll show you a free alternative. Portfolio Visualizer: https://www.portfoliovisualizer.com/ Test Folio: https://testfol.io/ Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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Welcome to the first episode of Five Question Friday (FQF). I'll answer five questions from past live shows that we didn't get to. Today, we're covering the following questions: 1. Is the 6% Rule on Lump Sum vs Pension Reasonable? 2. What will my stock/bond allocation be when I reach 65? 3. How do you decide between a Roth Conversion and 0% Capital Gains Harvesting? 4. What's the best credit card for travel? 5. Should an early retiree pay off their low-rate mortgage? Kitces Article: https://www.kitces.com/blog/navigatin... CFPB Pension Article: https://files.consumerfinance.gov/f/2... Fidelity Pension Article: https://www.fidelity.com/learning-cen... Travel Credit Cards: https://www.allcards.com/travel-rewar... Cash Back Credit Cards: https://www.allcards.com/best-cash-ba... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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Vanguard has reached a proposed settlement in the class action lawsuit related to the 2021 distribution of capital gains in its target date retirement funds. Here's how much each claimant may be entitled to receive. Proposed Vanguard Settlement: https://drive.google.com/file/d/1gBIQ... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
We can save for retirement through at least four different account types: (1) 401(k) and other workplace retirement accounts, (2) IRAs, (3) HSAs, and (4) taxable accounts. Some can also use a mega backdoor Roth 401(k). In this video, I walk through one optimal approach to prioritizing which accounts to contribute to first. Here's a related article that I wrote on the topic: https://robberger.com/the-optimal-ord... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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A TIPS ladder is just one way to generate income during retirement. We'll look at two scenarios where a TIPS ladder may make sense, and then discuss the pros and cons. TIPS Ladder: https://www.tipsladder.com/ Four Easy Steps to Build a TIPS Ladder: https://www.advisorperspectives.com/a... Schwab Annuity Pricing Tool: https://www.schwab.com/annuities/fixe... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
When evaluating fees charged by investment advisors, should we look only at the actual dollars spent, or should we evaluate the long-term effect these fees have on our wealth? That's the question I address in this video. Kitces Article: https://www.kitces.com/blog/financial... My Response: https://robberger.com/how-should-we-e... Hourly and Flat Rate Advisors: https://robberger.com/low-cost-financ... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Vanguard has announced that it is selling 280,000 small business retirement plans to Ascensus. The transaction covers individual 401(k) plans, sometimes called Solo 401(k)s, Multi-SEP IRAs, and Simple IRAs, but not individual SEP IRAs. Here's my take on what's going on, your options, and what this means for Vanguard. Press Release: https://www.prnewswire.com/news-relea... Ascensus Fees: https://www.ascensus.com/solutions/re... Fidelity Solo 401(k): https://www.fidelity.com/retirement-i... Schwab Solo 401(k): https://www.schwab.com/small-business... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In brief remarks, Federal Reserve Chairman Jerome Powell all but took an interest rate cut in the near term off the table. In doing so, he taught us a very important lesson about investing. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...
Fidelity recently disclosed that its computer systems were breached and that the personal data of more than 77,000 customers were accessed. here's what happened and some ways we can protect ourselves. News of hack: https://www.investmentnews.com/indust... Massachusetts: https://www.mass.gov/doc/data-breach-... Maine: https://www.maine.gov/agviewer/conten... New Hampshire: https://mm.nh.gov/files/uploads/doj/r... Sample Fidelity letter: file:///Users/robberger/Downloads/Sample_Letter.pdf Class Action Lawsuit: https://www.investmentnews.com/indust... Fidelity's Lockdown Feature: https://www.bogleheads.org/forum/view... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Does the 4% Rule apply in the same way to tax-deferred, tax-free, and taxable accounts? And how should one consider the different tax treatments of these accounts when coming up with a safe spending plan in retirement? I'll cover these questions in today's video. Bengen's 1996 Paper: https://www.financialplanningassociat... Bengen's 1997 Paper: https://www.financialplanningassociat... New Retirement: https://go.robberger.com/new-retireme... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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The Rob Berger Show
Today, the top 10 companies in the S&P 500 Index account for more than 33% of the index. That's the largest concentration we've seen in 50 years. In this video we'll cover three things: 1. Just how significant is the concentration? 2. Does it tell us anything about future returns? 3. What, if anything, should we do about the concentration. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Our retirement plan's chance of success depends a lot on assumptions we make about future investment returns. In this video, I walk through my approach to this issue. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...
In this video, we'll discuss how to optimize the tax efficiency of your retirement withdrawals. New Retirement: https://go.robberger.com/new-retireme... Many retirees have up to three account types: taxable, tax-deferred (e.g., traditional IRA), and tax-free (Roth IRA or HSA). The conventional wisdom tells us to spend the taxable accounts first, then the tax-deferred, and finally the tax-free. It turns out that this approach is rarely optimal. By making a few adjustments to the conventional approach, particularly in early retirement, we can increase our after-tax spending and the longevity of our portfolio. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome back to another edition of Five Question Friday (FQF). Here are today's questions: 1. What bond funds do I use in my portfolio? 2. Do you really need an emergency fund? 3. How does living off interest work with Bengen's 4% rule? 4. How to track money market funds in my investment tracking spreadsheet? 5. Are money market funds better than intermediate-term bond funds? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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Warren Buffett recently sol 100% of the two S&P 500 index funds Berkshire Hathaway owned, including Vanguard's VOO. In this video, we'll look at whether we should too. News Article: https://www.investors.com/etfs-and-fu... Berkshire's Stock Holdings: https://www.dataroma.com/m/holdings.p... Berkshire's Net Stock Sales: https://x.com/dividend_data/status/18... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome to another edition of Five Question Friday (FQF). Here are the 5 questions: 1. Can one Fidelity fund beat the Vanguard 3-fund portfolio? 2. How do expense ratios work with fund of funds? 3. Concerning the 4% rule, which I believe the analysis runs out for 30 years, if someone starts to take a yearly percentage out of their portfolio at a later age, say in their mid-70s, can the starting point of 4% be safely increased, and to what? 4. How to Track a Complicated Portfolio 5. What should we make of Vanguard's paper that indicates a better asset allocation for retirement income is a majority of bonds (like 40% equities, 60% bonds!) as opposed to long-established portfolios that are more like 60/40 in favor of equities. Even Bill Bengen didn't recommend going below 50% equities, right? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Get 10% off the cost of ProjectionLab with promo code RBERGER-10 using this link: https://go.robberger.com/projectionla... . In today's video, we'll look at the following features of ProjectionLab: 1. Export/Import Data 2. Income/Expense 3. Tax Analytics 4. Drawdowns 5. Bond Allocation Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Today, the SEC announced a $106.41 million settlement with Vanguard following moves Vanguard made in 2020 that resulted in excessive capital gains distributions to retail investors. In this video, I'll walk through the settlement order and what it means to investors. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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1 RBS 186: A Simple Way to Leave Your Financial Advisor to Invest On Your Own Without Fear (FQF) 27:09
In today's episode of Five Question Friday (FQF), we start with a strategy you might consider if you want to leave your expensive financial advisor but you are afraid of going it alone. Here are all the questions in today's show: 1. How to leave your financial advisor 2. TIPS ladder vs BND 3. Are Target Date Funds a Reasonable Option 4. If a person has over $250,000 in a Fidelity account, should they open up another account - say with Vanguard, Schwab, M1 Finance, or perhaps another brokerage - elsewhere as well? 5. How do we rebalance assets in Boldin? If we enter a 60/40 portfolio today, after a few years, it turns into 80/20, which means the software is not rebalancing automatically.2. For the BND fund, what rate of return will you use? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
We start this week's Five Question Friday (FQF) with a question about whether a 2% investment fee is crazy. Here are the five questions: 1. Am I crazy to be paying a 2% fee to manage my investments at Morgan Stanley? 2. Can you analyze 100% BND versus 50% BND and 50% VIPSX. 3. In Boldin, what are you setting as projected returns? 4. How should I invest if I don't need the money in retirement? 5. Is direct indexing worth the cost and complexity? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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With five years to go before retirement, there are several steps you can and should take to prepare. In this video, I'll cover 13 things to consider as your retirement date draws closer. Resources mentioned: Boldin: https://go.robberger.com/new-retireme... Tiller: https://go.robberger.com/tiller/yt-5-... Rocket Money: https://go.robberger.com/rocket-money... Lunch Money: https://go.robberger.com/lunch-money/... Vanguard Asset Allocation: https://investor.vanguard.com/investo... Open Social Security: https://opensocialsecurity.com/ Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
At least once a year it's important to review your investment portfolio and make any necessary adjustments. Here are the 10 things I check every year: 1. Write down your planned asset allocation 2. Compare your actual allocation to your plan 3. Evaluate individual holdings 4. Evaluate your asset location 5. Confirm you have beneficiaries listed for each account 6. Check your performance for the past year 7. Check for excessive stock concentration 8. Evaluate your advisor relationship & fees 9. Make sure you have 2FA on all financial accounts and email 10. Evaluate if you can simplify your portfolio Resources Empower: https://go.robberger.com/empower/yt-y... Investment Tracking Spreadsheet: https://robberger.com/investment-trac... Morningstar: https://www.morningstar.com/ ETF Overlap Tool: https://www.etfrc.com/funds/overlap.php Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome to this week's edition of Five Question Friday. Here are the questions we'll be covering today: 1. Should you include the value of your home in your asset allocation? 2. Should we tilt our portfolio to 10% SCV? 3. After-Tax Asset allocation 4. Tips Ladders vs ETFs: If for example we had 500k for our fixed assets portion of our portfolio, what are your thoughts on building multiple TIPs ladders with all 500k to meet our retirement goals vs. a more diversified mixof t-bills, CDs, Agency, Corporate, and TIPs? I am leaning toward the more "diversified mix." 5. Roth conversions and Rate of Return Assumptions Resources: Boldin: https://go.robberger.com/new-retireme... Bolgeheads' Wiki: https://www.bogleheads.org/wiki/Tax-a... Reichenstein Article: https://www.financialplanningassociat... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Morningstar recently released its annual State of Retirement Income report. According to its calculations, the new safe withdrawal rate is 3.7%. The report offers some excellent data and analysis that can help us as we build our retirement income strategy. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Over the past four years I've received tens of thousands of questions about investing from viewers. I've assembled 9 of the most frequently asked questions in this video. Here they are: 1. Should you pay off debt or start investing? 2. How do I get started investing? 3. Is 100% stocks a reasonable portfolio? 4. S&P 500 vs Total Stock Market Index 5. Why do I need international stocks? 6. Should I invest in Bitcoin? 7. How do you know when you can retire? 8. Lump Sum vs DCA 9. How can I increase my savings rate? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
Welcome back to another edition of Five Question Friday. For this FQF, we cover the following five questions: 1. Should we wait to invest until stock valuations come down? 2. Does it matter if we pay the tax on a Roth conversion from a taxable account? 3. Are dividend stock ETFs a reasonable alternative to bonds? 4. Why is the 3 bucket portfolio so popular? 5. Should are planned spending in retirement be based on a percentage of our pre-retirement income? Best retirement planners: https://robberger.com/best-retirement... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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The Rob Berger Show
Do retirement planning tools calculate the same chance of success if given the same retirement plan? That's what I wanted to know, so I compared Boldin, Pralana and ProjectionLab. The results shocked me. Boldin: https://go.robberger.com/new-retireme... Pralana: https://go.robberger.com/pralana/yt-c... ProjectionLab: https://go.robberger.com/projectionla... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
In this Five Question Friday (FQF), we'll be tackling the following viewer questions: 1. Is a 100% stock portfolio the best option during retirement? 2. How does the 5-year rule on Roth conversions work? 3. Should long-term investors invest in bonds? 4. How do backdoor Roth IRA conversions work? 5. What are my favorite personal finance books to give as gifts during the holidays? Resources Mentioned in the Video: Retire Before Mom and Dad: https://amzn.to/3OQL0DA Big ERN's response: https://earlyretirementnow.com/2024/0... SWR Toolbox: https://earlyretirementnow.com/2018/0... Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm...…
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Daily Deals
Samanlainen kuin The Rob Berger Show
Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews. The show is hosted by Dylan Lewis, Ricky Mulvey, and Mary Long.
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The Partnership Economy explores the power of partnerships through candid conversations and stories with industry leaders. Our hosts, David A. Yovanno, CEO and Todd Crawford, Co-founder, of impact.com, unpack the future of partnerships as a lever for scale and an opportunity to put the consumer first.
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Welcome to an exciting new season of the podcast Your Career: Choice or Chance? - as we dive into the ever-evolving world of GenAI in the Workplace and explore the latest trends, experiences, and career journeys shaping the future of work as AI is increasingly ingrained in it. Each episode provides fresh insights, addressing the transformative influence of GenAI in shaping the workforce of tomorrow, making it a must-listen for anyone interested in staying ahead in the ever-evolving world of ...
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Alessandro Bogliari, CEO and Co-Founder of The Influencer Marketing Factory, a global influencer marketing agency, talks with great guests about influencer marketing, social media, the creator economy, social commerce and much more.
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Millionaire University is on a mission to help you build wealth, achieve financial freedom, and create a business that supports the life you want. We reveal proven strategies for business growth, personal finance, and investing—teaching you how to increase your income, build passive revenue streams, and take control of your money. You will learn how to start and scale a business, make smarter financial decisions, and build lasting wealth—all while creating a life of impact and fulfillment. G ...
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Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wed ...
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Master the best of what other people have already figured out. “The highest density of wisdom per episode of any podcast.” If you like what we're doing, please hit the follow button. It's a small thing, but it helps us keep going. Thanks for listening. My newsletter: https://fs.blog/newsletter/ My books: https://fs.blog/books/ IG: https://www.instagram.com/farnamstreet LI: https://www.linkedin.com/in/shane-parrish-050a2183/
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Kara Goldin, founder of Hint, sits down with today’s most fascinating entrepreneurs, disruptors, and change-makers for a no-holds-barred discussion of how they overcame long odds on the road to start-up success. Guests such as Guy Kawasaki (Apple, Canva), Julie Bornstein (The Yes, Stitch Fix), Mindy Grossman (WW), and Amy Errett (Madison Reed) share wisdom and anecdotes that will inspire you – and challenge you to think differently about achieving your goals. For more on the podcast as well ...
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The Scared Confident podcast inspires high-achievers to passionately pursue a Life of And. Host Tiffany Sauder shares lessons learned from the first 20 years of her career mixed with vulnerable, real-time reporting from her life, career, marriage, and parenting adventures today. Tiffany dives deep into the realities of a two-career family and passionately shares the journey to build the toolbox required to ‘have it all.’ This is a real and vulnerable space to break through the walls that fea ...
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Bloomberg Radio host Barry Ritholtz has in-depth discussions with the people and ideas that shape markets, investing and business.
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