Parhaat Mark Treichel Podcastit (2024)

1
HMDA: Why Its Important to Get It Right 26:35

22h ago26:35

26:35

Understanding HMDA ## Episode Summary In this episode of With Flying Colors, host Mark Treichel interviews Joe Goldberg, a retired NCUA consumer compliance expert, about the Home Mortgage Disclosure Act (HMDA). Joe provides an in-depth overview of HMDA, its purpose, requirements, and importance for credit unions. ## Key Points 1. HMDA Background an…

1
Embracing Neurodiversity with Diann Wingert 38:11

22h ago38:11

38:11

Does your brain seem to work differently than those around you—maybe you even went solo so you could operate at your best? Coach (and former psychotherapist) Diann Wingert shares her experience advising the neurodiverse: Neurodiversity—what it is, why it’s a spectrum and how experts look at it today (hint: don’t think of it as a disorder). Why so m…

1
Statement of CFPB Director Rohit Chopra, Member, FDIC Board Member, on Stopping Fintech Deposit Meltdowns 5:04

3d ago5:04

5:04

Hello, this is Samantha Shares. This episode covers the Statement of C F P B Director Rohit Chopra, Member, F D I C Board of Directors, on Stopping Fintech Deposit Meltdowns The following is an audio version of that statement. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose te…

1
Why Does NCUA Ask to Meet with CU Board without CU Staff Present?? 29:05

4d ago29:05

29:05

Why Does NCUA Ask to Meet with CU Board without CU Staff Present? Join Mark Treichel and his team as they delve into the rare but important topic of why the National Credit Union Administration (NCUA) might ask to meet with a credit union's board of directors without staff present. In this episode, Mark, Steve Farrar, and Todd Miller share personal…

1
Commercial Loan Underwriting That Satisfies NCUA 39:12

8d ago39:12

39:12

Guest: Vin Vieten, former NCUA Senior Credit Specialist Key Topics: - Financial analysis for commercial lending - Credit proposal best practices - Global cash flow analysis Key Takeaways: 1. Financial Analysis: - Should be well-organized, consistent, and comprehensive - Analyze 3+ years of financial performance to establish trends - Examine income …

1
Why Your Voice Needs To Be Out There 9:51

8d ago9:51

9:51

If you’ve ever hesitated to put your voice “out there” because you’re not the “right” size, shape, age, race, gender, orientation, know that you’re not alone. But it’s time to step up and be heard: Why it’s harder to sashay on stage with your megaphone when you’re different from the norm in your community (and yet you’ll be more memorable when you …

1
The Future of Credit Unions: NCUA Vice Chairman's 2024 Vision 9:18

10d ago9:18

9:18

# Show Notes: NCUA Vice Chairman Hauptman's 2024 ACU Congressional Caucus Remarks ## Key Points: 1. Records Retention Policy Update - NCUA revising policies to limit required retention periods - Prompted by feedback from credit unions 2. Overdraft and NSF Fees - Hauptman opposes forcing large credit unions to publicly state revenue from these fees …

1
CAMEL CODE 4 - What You NEED to Know 28:09

11d ago28:09

28:09

# With Flying Colors Podcast: CAMEL Code 4 - What You Need to Know Episode Summary Mark Treichel discusses CAMEL Code 4 ratings for credit unions with guests Steve Farrar and Todd Miller, both former NCUA employees. They explore what a Code 4 rating means, its implications, and what credit unions should expect. ## Key Points 1. CAMEL Code 4 Definit…

1
Credit Risk Is Priority One 16:40

15d ago16:40

16:40

Title: Credit Risk - NCUA's Top Exam Priority for 2024 Key Points: - Credit risk is NCUA's #1 exam priority for 2024 - Economic conditions are changing the credit risk environment - Trends show weakening credit quality and increasing delinquencies - Consumers have fallen behind inflation for over 2 years - NCUA is directing credit unions back to cr…

1
Moving Countries With Your Business with Casey Kelly-Barton 32:00

15d ago32:00

32:00

Have you ever considered moving yourself and your business to a new country? Content marketer Casey Kelly-Barton did just that and shares her challenges and opportunities as an ex-pat: Her journey to niching into the intersection of three related niches— including how niching bumped up her revenue and reduced her hours worked. Meeting the challenge…

1
FED Chairman Powell Cuts Rates 50BP: His Words on Why 8:43

15d ago8:43

8:43

Hello, this is Samantha Shares. This episode covers Transcript of Chair Powell’s Press Conference Opening Statement September 18, 2024 The following is an audio version of that transcript. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team has over two hundred and Forty year…

1
Chairman Todd Harper: We've Only Just Begun 8:05

17d ago8:05

8:05

- Topic: NCUA Chairman Todd Harper's vision for the future of credit unions - Occasion: 90th anniversary of the Federal Credit Union Act - Key principles for credit union success over next 90 years: 1. Transparency - Public disclosure of executive compensation (proposed rule) - Reporting of overdraft/NSF fees for large credit unions - Advocating fo…

1
So Your A CAMEL Code 3 - Now What? 24:51

18d ago24:51

24:51

Here are some suggested show notes for this podcast episode: Title: So You're a CAMEL Code 3 - Now What? Summary: Mark Treichel, Steve Farrar, and Todd Miller discuss what it means when a credit union receives a CAMEL 3 rating from NCUA and what to expect in terms of increased supervision and requirements. They cover recent trends in CAMEL 3 rating…

1
How Do I Make More Money As A Soloist? 11:04

22d ago11:04

11:04

Demand is feeling lighter—you’re getting fewer inquiries or buyers seem to be more price-sensitive and you’re starting to worry about the economy. What do you do next? Why it doesn’t matter what the economy is doing when you play your own game. How “Mariah” added a new revenue stream when her primary one started losing steam (and a low-risk way to …

1
CFPB Rohit Chopra's Remarks at the National Housing Conference 13:03

24d ago13:03

13:03

# Show Notes: CFPB on Housing - Prepared Remarks of CFPB Director Rohit Chopra ## Episode Overview This episode covers the prepared remarks of CFPB Director Rohit Chopra at the National Housing Conference on September 9, 2024. The remarks focus on mortgage refinancing and its potential impact on homeowners and the economy. ## Key Points 1. Interest…

1
Understanding NCUA's National Supervision Policy Manual (NSPM) and Examiner's Guide 33:57

25d ago33:57

33:57

Title: Understanding NCUA's National Supervision Policy Manual (NSPM) and Examiner's Guide Key Points: • The National Supervision Policy Manual (NSPM) was developed around 2013 to create consistency across NCUA regions in exam processes and policies • The NSPM has largely replaced the Examiner's Guide as the primary document for NCUA exam procedure…

1
Mastering Live Events with David C. Baker 36:40

29d ago36:40

36:40

Thinking about hosting a live event, but not sure how to make it well-attended, profitable and worth your time? Renowned author, speaker and creative firm advisor David C. Baker lifts the curtain on his wildly successful MYOB conference and live events: The role of in-person live events in David’s expertise business model (plus a peek at the number…

1
Joint Statement on Banks’ Arrangements with Third Parties to Deliver Bank Deposit Products and Services 24:11

1M ago24:11

24:11

Key Points: 1. Federal banking agencies released a statement on potential risks of banks using third parties to deliver deposit products and services. 2. Highlights risk management practices for banks to consider when managing these arrangements. 3. Reemphasizes existing guidance; does not create new requirements or expectations. 4. Identifies pote…

1
Project Management of Your NCUA Documents of Resolution (DOR) 23:24

1M ago23:24

23:24

: Project Management of Your NCUA Documents of Resolution (DOR) Guest Speakers: - Steve Farrar (Former NCUA examiner and central office staff) - Todd Miller (Former NCUA examiner and director of special actions) Key Topics Discussed: 1. Current trends in NCUA Documents of Resolution (DORs) - Longer DORs with numerous action items - Possible reasons…

1
Proposed Incentive-based Compensation Rule 4:26

1M ago4:26

4:26

NCUA's Proposed Incentive-based Compensation Rule This episode, hosted by Samantha Shares, provides a detailed summary of the NCUA's proposed incentive-based compensation rule, which implements Section 956 of the Dodd-Frank Act. This regulation is designed to address flawed compensation practices contributing to the 2008 financial crisis, covering …

1
How to Charter a New Credit Union with Keith Stone and Rick Mumm 34:27

1M ago34:27

34:27

Guests: - Keith Stone, CEO of The Finest Federal Credit Union and New Jersey PBA Federal Credit Union - Rick Mumm, former NCUA examiner and credit union consultant Key Points: - Keith Stone discusses his background in credit unions, including chartering The Finest FCU for law enforcement in New York in 2014-2015 - Rick Mumm shares his 35+ year care…

1
Final Interagency Guidance on Reconsideration of Value (ROV) for Residential Real Estate Valuations 5:57

1M ago5:57

5:57

Hello, this is Samantha Shares. This episode is a high level summary of the final interagency guidance on reconsiderations of value (R O V) for residential real estate valuations This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team has over two hundred and Forty years of Natio…

1
Coming Soon on With Flying Colors 12:27

2M ago12:27

12:27

# With Flying Colors Podcast: Upcoming Episodes and Industry Updates ## Episode Summary Mark Treichel provides updates on upcoming podcast episodes and discusses recent trends in the credit union industry based on Callahan's quarterly state of the industry report. ## Key Points ### Upcoming Episodes - Late August: Field of memberships and new chart…

1
NCUA's Proposed Rule on Succession Planning - Entire Rule 1:03:50

2M ago1:03:50

1:03:50

Board Approves Revised Proposal on Succession Planning The NCUA Board approved by a vote of 2-1 a proposed rule that requires boards of directors at federally insured credit unions to establish and adhere to processes for succession planning. This new proposed rule modifies the 2022 proposal based on the public comments received and upon further co…

1
Evergreen Insights: 10 Reasons Why NCUA Should Not Regulate Succession Planning 11:04

2M ago11:04

11:04

10 Reasons Why NCUA Should NOT regulate Succession Planning. https://www.marktreichel.com/ https://www.linkedin.com/in/mark-treichel/Kirjoittanut Mark Treichel's Credit Union Exam Solutions

1
The Interagency Statement on the Issuance of the AML/CFT Program Notices of Proposed Rulemaking 15:15

2M ago15:15

15:15

1. Episode topic: Interagency Statement on the Issuance of the AML/CFT Program Notices of Proposed Rulemaking 2. Date of issuance: June 28, 2024 3. Agencies involved: - U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) - Board of Governors of the Federal Reserve System - Federal Deposit Insurance Corporation - National…

1
NCUA Exams: Insights and Trends with Todd Miller & Steve Farrar 41:20

2M ago41:20

41:20

Key Points: 1. Recent NCUA exam focus areas: - Interest rate risk and liquidity risk (2022-2023) - Board governance - Commercial lending programs - Loan concentrations - Consumer compliance, especially for third-party relationships 2. Board governance issues: - Increased expectations for board oversight and accountability - Focus on risk appetite a…

1
Federal Credit Union Loan Interest Rate Ceiling 27:01

2M ago27:01

27:01

Federal Credit Union Loan Interest Rate Ceiling In this episode, Samantha Shares delves into the NCUA's new proposed rule on the Federal Credit Union Loan Interest Rate Ceiling that was voted on at the July 18th Board Meeting. With a vote of 3-0, the proposed rule has been passed, maintaining the temporary 18 percent interest rate ceiling for loans…

1
Crisis Communication Plans with John McKechnie 26:54

2M ago26:54

26:54

In this episode of With Flying Colors, host Mark Treichel sits down with John McKechnie to discuss crisis communication plans and lessons learned from both good and bad crisis communications in the credit union industry. Key points covered: 1. The importance of having a crisis communication plan in place before a crisis hits 2. Lessons learned from…

1
Proposed NCUA on Rule Incentive Based Compensation Arrangements 33:23

2M ago33:23

33:23

Proposed Rule on Incentive-Based Compensation Arrangements In this episode, Samantha Shares discusses the NCUA’s new proposed rule on Incentive-Based Compensation Arrangements, voted on during the July 18th Board Meeting. The episode includes a detailed presentation by various board members and staff on the scope, requirements, and implications of …

1
Joe Jacobi’s Journey from Olympic Gold to Performance Coach: Navigating Life's Rapids 43:03

2M ago43:03

43:03

Navigating Life's Rapids: Joe Jacobi’s Journey from Olympic Gold to Performance Coach In this episode of 'With Flying Colors,' host Mark Treichel interviews Joe Jacobi, Olympic gold medalist and performance coach. They discuss Joe's journey from winning America’s first Olympic gold in whitewater canoe slalom in 1992 to becoming a renowned performan…

1
Proposed Succession Planning Rule: July NCUA Board Meeting 30:46

2M ago30:46

30:46

Proposed Succession Planning Rule: July NCUA Board Meeting This episode covers NCUA’s new proposed rule on Succession Planning discussed at the July 18th Board Meeting. The rule aims to improve the preparation and transition processes within credit unions by mandating formal written succession plans. The conversation includes insights from key staf…

1
Letters of Understanding and Agreement (LUAs) 6:06

3M ago6:06

6:06

Hello, this is Samantha Shares. This episode covers N C U A’s Enforcement Manual on Letters of Understanding and agreement – also known as L U A’s. The following is an audio version of that advisory and the press release. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team ha…

1
Defense Credit Union Council's Take on Chevron & Outreach 28:47

3M ago28:47

28:47

In this episode of 'With Flying Colors,' Mark Treichel discusses significant changes following the Supreme Court's overturning of the Chevron doctrine with Tony Hernandez, CEO of Defense Credit Union Council (DCUC), and Jason Sturrock, DCUC's new Chief Advocacy Officer. They explore the implications of this seismic shift for credit unions, the incr…

1
NCUA's Enforcement Options and Philosophy 6:37

3M ago6:37

6:37

Hello, this is Samantha Shares. This episode covers N C U A’s Enforcement Action Philosophy per its redacted Enforcement Manual. The following is an audio version of that advisory and the press release. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team has over two hundred …

1
Supreme Court Chevron Decision and Credit Unions 25:12

3M ago25:12

25:12

Understanding the Supreme Court's Impact on Credit Unions: Chevron and Jarkezy Cases In this episode of the 'With Flying Colors' podcast, Mark Treichel discusses recent Supreme Court decisions, particularly the Chevron and Jarkezy cases, and their potential impacts on credit unions. The Chevron ruling, which overrules the Chevron deference doctrine…

1
NCUA's Authority to Remove Officials 4:36

3M ago4:36

4:36

Hello, this is Samantha Shares. This episode covers N C U A’s Enforcement Manual Section on Removal of Officials. The following is an audio version of that advisory and the press release. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team has over two hundred and Forty years…

1
Conservatorship: When NCUA Removes the Board & What You Need to Know 11:59

3M ago11:59

11:59

NCUA has the authority to take what is called a conservatorship action, resulting in the credit union board of directors being removed. NCUA then wears 3 hats: insurer, regulator, and credit union operator - representing the interest of the members. These are complicated and rare, but one happened last week, and a few happen every year. Steve, Todd…

1
Making More and Working Less with Jonathan Stark 48:42

3M ago48:42

48:42

How can you work less and make more than you are right now? There is a glide path if you’re willing to experiment insists Jonathan Stark, author of Hourly Billing Is Nuts. Yes, the dynamic Business of Authority duo is baaaaaaaaack for an episode: Two experiments to try if you’re currently billing by the hour and want to explore alternatives. How to…

1
NCUA's Cybersecurity and Credit Union System Resilience Report 54:52

3M ago54:52

54:52

NCUA issued its Annual Cybersecurity and Credit Union System Resilience Report today. It is long but worth listening to in this "real time" release of an audiobook version of the Report.Kirjoittanut Credit Union Exam Solutions Inc.

1
Office of the Comptroller of the Currency Risk Perspective for Spring 2024 5:39

3M ago5:39

5:39

Here is a link to the entire document: https://www.occ.treas.gov/publications-and-resources/publications/semiannual-risk-perspective/index-semiannual-risk-perspective.htmlKirjoittanut Credit Union Exam Solutions Inc.

1
When DORs become LUAs: What you Need to Know About Letters of Understanding & NCUA 18:24

3M ago18:24

18:24

NCUA is issuing more Letters of Understanding and downgrading more credit unions to CAMEL code 4s. In this episode, Steve Farrar, Todd Miller, and I discuss everything you need to know about the LUA process. https://www.linkedin.com/in/mark-treichel/Kirjoittanut Mark Treichel's Credit Union Exam Solutions

1
Building A Values-Aligned Business with Lucy Flores 35:41

4M ago35:41

35:41

Is it possible to build a profitable expertise business that is 100% values-aligned and mission driven? Lucy Flores—who has built a design studio dedicated to co-creating a more just, joyful and sustainable U.S. food system—says yes, with the results to prove it: Why she niched her business into food equity right from the beginning—and how it playe…

1
Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector 1:00:31

4M ago1:00:31

1:00:31

Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector https://home.treasury.gov/system/files/136/Treasury-AI-RFI-financial-sector-2024.pdf?utm_medium=email&utm_source=NCUAgovdelivery https://www.linkedin.com/in/mark-treichel/Kirjoittanut Credit Union Exam Solutions Inc.

1
NCUA Conserves 1st Choice Credit Union of Atlanta 14:08

4M ago14:08

14:08

https://ncua.gov/newsroom/press-release/2024/1st-choice-credit-union-conserved https://www.linkedin.com/in/mark-treichel/ www.marktreichel.comKirjoittanut Mark Treichel's Credit Union Exam Solutions

1
Turning Your “Weakness” Into Your Genius with Jeff Eamer 38:34

4M ago38:34

38:34

Everyone has difficulties in life—and sometimes our unique genius arises from how we deal with them. Take Psychotherapist Jeff Eamer who turned a challenging mental health diagnosis into a life of purpose: How he moved from being an award-winning ad agency wonderkind to nabbing a 3-picture Hollywood deal. Why crashing—hard—led him to get help with …

1
Credit Union Assets, Lending, Insured Shares, Delinquencies Grow 5:27

4M ago5:27

5:27

Connect with Mark Treichel on Linkedin: https://www.linkedin.com/in/mark-treichel/ Where to find the entire NCUA report: https://ncua.gov/files/publications/analysis/quarterly-data-summary-2024-Q1.pdfKirjoittanut Credit Union Exam Solutions Inc.

1
Document of Resolution & Examiner Findings: What You Need to Know 53:16

4M ago53:16

53:16

odcast Show Notes --- **Episode Title:** Understanding Examiner Findings, Supplementary Facts, and Documents of Resolution **Host:** Mark Treichel **Guests:** Steve Farrar and Todd Miller --- **Introduction:** Welcome to another episode of "With Flying Colors." I'm your host, Mark Treichel. Today, we're diving into the intricacies of NCUA examinati…

1
Manage Your Energy, Not Your Time 12:25

4M ago12:25

12:25

What if the standard productivity advice gets it wrong? What if your performance, health and happiness are grounded in how well you manage your energy, not your time? Jim Loehr and Tony Schwartz’s The Power of Full Engagement makes an excellent case for the role of energy in performance: The four types of energy—physical, emotional, mental and spir…

1
NCUA Board Member Tanya Otsuka Statment on Collection of Overdrafts and Non-Sufficient Fund Data 3:03

4M ago3:03

3:03

Hello, this is Samantha Shares. This episode covers N C U A Board Member Tanya Oatska’s statement on the agency’s Collection of Overdraft and Non-Sufficient Fund Data The following is an audio version of that statement. This podcast is educational and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated, whose team has …

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