Parhaat Ryan Cravitz Podcastit (2024)

1
Don’t Make These Income Planning Mistakes 20:05

18d ago20:05

20:05

Send us a Text Message. Are you planning for your retirement with the confidence that you're making all the right moves? With so many moving pieces in retirement, it takes detailed planning to cover all your bases, but it begins with building an income plan. In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize…

1
Practical Strategies for Protecting Retirees Against Scams & Fraud 17:54

1M ago17:54

17:54

Send us a Text Message. As much as any other threat, recognizing and avoiding scams has become a necessary skill for today’s retirees to develop. In today’s episode, we’ll share a story of how a scam destroyed a woman’s entire retirement savings. Then, we’ll explore some crucial steps you can take to safeguard your financial well-being against the …

1
Financial Questions That We’ve Been Asked Recently 20:39

2M ago20:39

20:39

Send us a Text Message. We work through all types of scenarios with clients each day and find tools that will help them reach their financial goals. To help you get a better idea of how we work through these different scenarios, we are going to run through a list of questions that we’ve been asked recently. Each of these topics cover common financi…

1
What’s New with Social Security in 2024? 24:08

4M ago24:08

24:08

Send us a Text Message. Whether you're nearing retirement, already retired, or just planning ahead, it's crucial to stay informed about Social Security and any changes that happen each year. Today we’re going to share some key things that you need to know and bring you up to speed on some updates that need to be aware of. Ryan will also tell you ho…

1
Important Retirement Updates & Changes for 2024 23:27

4M ago23:27

23:27

Send us a Text Message. It’s not always easy to keep up with rule changes and updates when they happen each year, but we like to stay on top of anything that might impact your retirement planning. In today’s episode, we will bring you up to date on what’s new for 2024. From tax brackets to Social Security to 529 plans, we’ll cover some key planning…

1
Let’s Answer Some Common Financial Questions 20:37

5M ago20:37

20:37

Send us a Text Message. As we close in on the end of the year, we want to finish up by answering questions that people have asked us recently. We’ll cover key financial planning topics like retirement withdrawal rates, investing in CDs, advisor fees, Social Security and more. Here’s some of what we discuss in this episode: Is it okay to take a shor…

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The Universal Truths of Retirement (PART 2) 23:03

6M ago23:03

23:03

Send us a Text Message. Today we’re going to finish up our two-part conversation that will juxtapose the individuality of retirement plans with the foundational principles that remain constant regardless of who you are. These 10 total truths need to be accounted for when you build a plan for retirement, and we’ll talk about how and why they could h…

1
The Universal Truths in Retirement 17:08

8M ago17:08

17:08

Send us a Text Message. Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree? We’ll explore the realities that all of us will face in this episode so join us as we juxtapose the individuality of retireme…

1
Is Investing in a Roth a Bad Idea? 19:31

9M ago19:31

19:31

Send us a Text Message. We came across an article recently that would get anyone’s attention when they’re trying to save for retirement. The headline said this person lost $400k in a Roth 401(k) and warned others about the risk as well. While this headline could very easily be characterized as clickbait, we wanted to explore it a little further and…

1
Spotting Problematic Personalities of Rogue Advisors 17:49

10M ago17:49

17:49

Send us a Text Message. Finding a trustworthy and competent financial advisor is essential for securing your financial future. After all, they play a vital role in helping you make informed decisions about your money, investments, and long-term financial goals. We’ll find out in today’s episode as we explore how to identify “The Ghost”, “The Jargon…

1
Counterintuitive Advice: Why You Should NOT Invest In A 401(k) 15:20

11M ago15:20

15:20

Send us a Text Message. Don’t get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join…

1
9 Big Mistakes People Make When Approaching Retirement 17:56

12M ago17:56

17:56

Send us a Text Message. In this episode, we've distilled it down to what we believe are nine big mistakes to watch out for. Avoiding these crucial missteps can have a significant impact on the success of your retirement plan. So, join us as we delve into these key issues and learn how to navigate them effectively when it's your turn to plan for ret…

1
Ep 15: Retirement Savings Basics: What’s The Purpose Of All My Accounts? 16:14

1y ago16:14

16:14

Send us a Text Message. Not all retirement accounts are created equal. It's crucial to understand the purpose and advantages of each type of account to make the best choice for your future. In this episode, we'll delve into the different types of retirement accounts, including 401(k)s, IRAs, Roths, and several other examples. Here are some of the t…

1
Ep 14: Retirement Expenses For Which You Forgot To Plan 18:10

1y ago18:10

18:10

Send us a Text Message. Are you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again… It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. Here are some of the topics we’ll discuss in this show: Would Ryan choose a personal chef or personal mai…

1
Ep 13: The Incomplete Financial Plan 13:49

1y ago13:49

13:49

Send us a Text Message. Are you confident that your financial plan is complete? Many people believe they have a solid plan in place, only to realize later that they've missed important areas. From not accounting for long-term care expenses to overlooking the impact of taxes on retirement income, there are many ways a financial plan can be incomplet…

1
Ep 12: Top 10 Tax Questions for 2023 14:24

1y ago14:24

14:24

Send us a Text Message. In today’s episode, we’ll break down the top ten tax questions retirees are asking in 2023. Before you file your 2022 taxes and plan ahead for the rest of the year, make sure to listen to this episode as we’ll discuss some important tax questions that retirees should ask themselves to ensure they're making the most of their …

1
Ep 11: The Ins and Outs of Annuities: What You Need to Know to Plan for Retirement 15:06

1+ y ago15:06

15:06

Send us a Text Message. For episode 11 of Candid Conversations: Retirement Talk with Ryan Cravitz, we’re tackling a topic that’s often a source of confusion for many people: annuities. There are different types of annuities, each with their own unique nuances, and it’s important to have a basic understanding of how they work and how they might fit …

1
Ep 10: Mailbag Edition – Answering Listener Questions About IRAs, Long Term Care, Tax Brackets & Much More 21:42

1+ y ago21:42

21:42

Send us a Text Message. For episode 10 of Candid Conversations: Retirement Talk with Ryan Cravitz, we’re peppering Ryan with, you guessed it, 10 listener questions about a wide range of financial planning and retirement topics. From IRAs to long term care, tax brackets, reverse mortgages and more, Ryan will share tips and guidance that will level u…

1
Ep 9: The 3 Worlds of Money 19:16

1+ y ago19:16

19:16

Send us a Text Message. When you really boil it down, there are really only three places where you can invest money: the banking world, the insurance world, and the Wall Street world. Understanding how these three worlds of money are used is important, but so is knowing the pros can cons for each. Once you’ve done that, you’ll have a better grasp o…

1
Ep 8: Social Security, Annuities, and Life Insurance – Mailbag Edition 15:34

1+ y ago15:34

15:34

Send us a Text Message. On today’s show, we’re going to open up the mailbag and find out what questions you have for Ryan. Over the course of this episode, we’ll tackle annuities, life insurance policies, Social Security strategy, and whether it’s time to be more aggressive with your investments. If you’ve been curious about any of these financial …

1
Ep 7: Are You Ready to Retire? 12:16

1+ y ago12:16

12:16

Send us a Text Message. The question that gets asked most often when someone sits down with a financial advisor is ‘Am I ready to retire?’ We all want to reach the point where we’re financially independent but have you taken the necessary steps to reach that point? Today we’ll share some of the common discussions we have with clients when it comes …

1
Ep 6: Traditional vs Roth IRA 12:20

1+ y ago12:20

12:20

Send us a Text Message. Most Americans will utilize a retirement account during their working career to put money aside for retirement, and the most common option is the IRA. However, things can get a little trickier when deciding whether a traditional IRA or a Roth IRA is the better fit for your investments. On this episode, we’ll provide you with…

1
Ep 5: The Financial Red Zone 15:02

1+ y ago15:02

15:02

Send us a Text Message. Much like the game of football, retirement planning has a similar period of time where it’s essential for your long-term success. We call this the Financial Red Zone, and it’s the 5-10 years prior to retirement and the first years in retirement. Planning and execution become critical during this time and we’ll tell you why o…

1
Ep 4: Busting Social Security Myths 18:21

1+ y ago18:21

18:21

Send us a Text Message. On this episode, we’re going to clear up some of the most common myths and misunderstandings surrounding this retirement program. From how to get the most out of your claim to taxes to whether it will eventually run out of money, Ryan will help you better understand Social Security and what goes into planning for it. Here’s …

1
Ep 3: Long-Term Benefits of Tax Planning 12:53

1+ y ago12:53

12:53

Send us a Text Message. Tax planning is another core piece of a comprehensive retirement plan so let’s focus in on this area. People often confuse this topic with tax filing, but when we say tax planning we’re talking about what we can do in order to increase our after-tax, spendable income. Making the right decisions with your investments today ca…

1
Ep 2: The Importance of Income Planning 13:12

1+ y ago13:12

13:12

Send us a Text Message. On this episode of the podcast, we’re going to discuss the importance of income planning and why so many people fail to put a proper one in place. Plus, we’ll tell you about the steps we take with clients to insure they have a plan for turning everything they’ve accumulated over their career into income in retirement. Here’s…

1
Ep 1: Getting To Know Ryan Cravitz 14:34

1+ y ago14:34

14:34

Send us a Text Message. We’re kicking off the podcast with a little introduction to our show and host, Ryan Cravitz. Before we dive into the financial planning conversations we’ll have on future episodes, we wanted to lay the foundation for what’s to come on the show by giving you a little background on our business and how Cravitz Financial began.…

Kuuntelemisen arvoisia podcasteja

Ryan Cravitz podcastit

Kuuntelemisen arvoisia podcasteja

1
Candid Conversations: Retirement Talk with Ryan Cravitz

Ryan Cravitz

1
Don’t Make These Income Planning Mistakes 20:05

1
Practical Strategies for Protecting Retirees Against Scams & Fraud 17:54

1
Financial Questions That We’ve Been Asked Recently 20:39

1
What’s New with Social Security in 2024? 24:08

1
Important Retirement Updates & Changes for 2024 23:27

1
Let’s Answer Some Common Financial Questions 20:37

1
The Universal Truths of Retirement (PART 2) 23:03

1
The Universal Truths in Retirement 17:08

1
Is Investing in a Roth a Bad Idea? 19:31

1
Spotting Problematic Personalities of Rogue Advisors 17:49

1
Counterintuitive Advice: Why You Should NOT Invest In A 401(k) 15:20

1
9 Big Mistakes People Make When Approaching Retirement 17:56

1
Ep 15: Retirement Savings Basics: What’s The Purpose Of All My Accounts? 16:14

1
Ep 14: Retirement Expenses For Which You Forgot To Plan 18:10

1
Ep 13: The Incomplete Financial Plan 13:49

1
Ep 12: Top 10 Tax Questions for 2023 14:24

1
Ep 11: The Ins and Outs of Annuities: What You Need to Know to Plan for Retirement 15:06

1
Ep 10: Mailbag Edition – Answering Listener Questions About IRAs, Long Term Care, Tax Brackets & Much More 21:42

1
Ep 9: The 3 Worlds of Money 19:16

1
Ep 8: Social Security, Annuities, and Life Insurance – Mailbag Edition 15:34

1
Ep 7: Are You Ready to Retire? 12:16

1
Ep 6: Traditional vs Roth IRA 12:20

1
Ep 5: The Financial Red Zone 15:02

1
Ep 4: Busting Social Security Myths 18:21

1
Ep 3: Long-Term Benefits of Tax Planning 12:53

1
Ep 2: The Importance of Income Planning 13:12

1
Ep 1: Getting To Know Ryan Cravitz 14:34

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