Retirement Income: Personalizing the Risks & Solutions with David Blanchett (Ep. 71)

Breakthrough Advisor

Is the United States truly in a retirement crisis, or are we simply facing manageable challenges?

Understanding the intricacies of retirement planning and personalizing the risks and solutions can make the difference between a secure future and a financial struggle.

Are your clients prepared to face the most significant retirement challenges head-on?

In this episode, Jack Martin and David Blanchett, Managing Director, Portfolio Manager, and Head of Retirement Research at PGIM DC Solutions, discuss whether the U.S. is experiencing a retirement crisis or just significant challenges.

As they explore the critical role of longevity risk and the necessity of personalized solutions and client education, you’ll uncover practical strategies for effective retirement income planning.

(Don’t miss out on these invaluable insights designed to help financial advisors guide their clients through retirement challenges successfully!)

Talking points include:

• Whether the state of retirement in the U.S. is currently a crisis or a challenge
• Longevity risks and why accurately estimating client lifespan is important
• Practical steps to improve client retirement outcomes
• How lifetime income solutions like annuities can improve clients’ spending confidence and quality of life
• And more!

Resources:

• Winning at the Intersection of Annuities and Wealth Management
• The Breakthrough Advisor Podcast
• Retirement Research Insight for Advisors – With David Blanchett (Ep. 8)
• Transcript

Connect with David Blanchett

• LinkedIn: David Blanchett
• David M. Blanchett
• PGIM

Connect with Jack Martin:

• LinkedIn: Jack Martin
• InsurMark
• Contact Form

About Our Guest:

David Blanchett, PhD, CFA, CFP®, is the Managing Director, Portfolio Manager, and Head of Retirement Research for PGIM DC Solutions. PGIM is the global investment management business of Prudential Financial, Inc. In this role, he develops solutions to help improve retirement outcomes for investors with a specific focus on defined contribution plans. He is also responsible for the portfolio management of the PGIM Target Date Funds. Prior to joining PGIM, he was the Head of Retirement Research for Morningstar Investment Management LLC and before that the Director of Consulting and Investment Research for the Retirement Plan Consulting Group at Unified Trust Company.

David has published over 100 papers in a variety of industry and academic journals. His research has received awards from the Academy of Financial Services (2017), the CFP Board (2017), the Financial Analysts Journal (2015), the Financial Planning Association (2020, 2023), the International Centre for Pension Management (2020), the Journal of Financial Planning (2007, 2014, 2015, 2019), the Journal of Financial Services Professionals (2022), and the Retirement Management Journal (2012). He is a regular contributor to Advisor Perspectives, ThinkAdvisor, and the Wall Street Journal.

He is currently an Adjunct Professor of Wealth Management at The American College of Financial Services, a Research Fellow for the Alliance for Lifetime Income, and on the Editorial Board of the Financial Analysts Journal, Financial Planning Review, and the Journal of Retirement. He was formerly a member of the Executive Committee for the Defined Contribution Institutional Investment Association (DCIIA) and the ERISA Advisory Council (2018-2020).

In 2021, ThinkAdvisor included him in the IA25 for “pushing the industry forward.” In 2014, InvestmentNews included him in their inaugural 40 under 40 list as a “visionary” for the financial planning industry, and in 2014, Money magazine named him one of the brightest minds in retirement planning.

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