308 | From Paycheck to Paycheck to Paycheck Ahead: Monique’s Story

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

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In this inspiring episode, Shana and Vanessa chat with Monique Dixon, a certified nurse midwife and single mom, about her incredible journey to taking control of her finances. Monique shares the reality of making six figures but still living paycheck to paycheck, and how a mix of debt, stress, and feeling overwhelmed led her to seek financial coaching.

Together, they dive into how Monique, fueled by her love for her 9-year-old daughter, Victoria Queen, and the desire to break generational cycles, took the brave step to get coaching. Monique details her eye-opening experience of uncovering interest charges and fees, her struggle to get ahead, and the emotional wins of finally seeing her finances organized, controlled, and working for her rather than against her.

From paying off over $16,000 of debt to staying disciplined with a structured budget, Monique’s transformation is a testament to the power of getting help when you need it. Shana, Vanessa, and Monique laugh over concert ticket splurges and missed Frankie Beverly shows, but the episode highlights Monique’s resilience, her determination to make a better life for herself and Victoria, and the invaluable support that coaching provided.

Key Takeaways:

• 💡 Accountability is Everything: Monique explains how having Vanessa as her accountability partner pushed her to stay focused on her financial goals.
• 💸 The Power of Organization: Seeing three months of bank statements laid out helped Monique recognize where her money was going and gave her the clarity to move forward.
• 🏦 Paying Off $16,000 in Debt: Monique talks about the strategies she used to knock down debt fast, and how those small wins became huge motivation.
• 🎯 Discipline is Key: Learning to separate her spending accounts for herself and her daughter was one of the foundational steps to keeping her on track.
• 🙌 You Don’t Have to Do It Alone: Monique reminds listeners that there’s no shame in getting help and how coaching was the best investment she’s made in herself and her future.

Budget Bestie Shoutouts:

• To all the single parents out there, we hear you! Monique’s journey is proof that no matter where you start, you can take control and change your financial story.
• Victoria Queen, you're destined for greatness with a mom like Monique leading the way!

Connect with Us:

• 🎧 Listen and share this episode with someone who needs a little financial inspiration.
• 💬 Join our Facebook community of supportive Budget Besties here and let’s keep these empowering conversations going!

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

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3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

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