167: Mortgage Chaos with Aaron Kopelson

Young Wealth by The Jason Hartman Foundation

Sisällön tarjoaa Jason Hartman, Jason Hartman with Jonathan Bender, and Dr. Denis Waitley. Jason Hartman, Jason Hartman with Jonathan Bender, and Dr. Denis Waitley tai sen podcast-alustan kumppani lataa ja toimittaa kaiken podcast-sisällön, mukaan lukien jaksot, grafiikat ja podcast-kuvaukset. Jos uskot jonkun käyttävän tekijänoikeudella suojattua teostasi ilman lupaasi, voit seurata tässä https://fi.player.fm/legal kuvattua prosessia.

4+ y ago 26:35

MP3•Jakson koti

Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months.

Key Takeaways:

[1:30] One of the mortgage lenders' current biggest fears, and reason for tightening up, is an early payment default or a first payment default.

[3:00] What is a jumbo loan, and what defines the limits per market?

[5:00] There’s no appetite from investors that want to buy mortgage-backed securities for these non-QM loans.

[7:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices.

[10:00] Nobody was paid to put the breaks on and look at where we ended up (2008 recession)?

[11:20] Fannie and Freddie are allowing for drive-by and desktop appraisals.

[14:25] Is mortgage insurance allowed on investment properties?

[18:10] V.O.E. Verification of Employment

[19:45] What’s an overlay?

Websites:

Kopelson Team

awmloan.com

JasonHartman.com

JasonHartman.com/properties

Jason Hartman PropertyCast (Libsyn)

Jason Hartman PropertyCast (iTunes)

1-800-HARTMAN

184 jaksoa

#Trading #Business #Jason Hartman #Dr. Denis Waitley #Jason Hartman with Jonathan Bender