Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …

Third CityVision Podcast features the City’s 38 Acres, Mental Health Awareness Month, Main Street Fayetteville events, plus The Ville concerts The City of Fayetteville’s third CityVision Podcast features interviews with City Council members Dr. Niyah Glover and Joe Clark in the first segment, Main Street Fayetteville Program Manager Michele Holmes …

Listen to a Bible teaching on John 11:1-44. Today's teacher: Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Philippians 4:4-9 4 Rejoice in the Lord always. I will say it again: Rejoice! 5 Let your gentleness be evident to all. The Lord is near. 6 Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. 7 And the peace of God, which transcends all understanding, will guard your hear…

May is Small Business Month! We invited members of the City of Fayetteville's Economic & Community Development team to talk about some of the programs they offer to help small business. We also learn about some of the other programs and services available to Fayetteville residents.Kirjoittanut City of Fayetteville, NC

How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…

Listen to a Bible teaching on John 10:22-42. Today's teacher: Chadd Holmes Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Victory comes by endurance.“Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with ENDURANCE the race marked out for us…” Hebrews 12:1

How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…

"Do not imagine that if you meet a really humble man he will be what most people call ‘humble’ nowadays: he will not be a sort of greasy, smarmy person, who is always telling you that, of course, he is nobody. Probably all you will think about him is that he seemed a cheerful, intelligent chap who took a real interest in what you said to him. If yo…

Listen to a Bible teaching on Global Missions. Today's teacher: Nathan Allen Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Captain Tschida brings in Chris and Ethan Johnson, the second and third generation members of their family of public servants. The Johnson's discuss what it's like growing up in and around the firehouse.Kirjoittanut City of Fayetteville, NC

In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …

Listen to a Bible teaching on [insert Bible passage here]. Today's teacher: [insert teacher name] Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Philippians 1:3-5 “I thank my God every time I remember you. 4 In all my prayers for all of you, I always pray with joy 5 because of your partnership in the gospel from the first day until now…”

Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…

Listen to a Bible teaching on John 9. Today's teacher: Kevin Rusack Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Mark 8:17-21 17 Jesus asked them: “Why are you talking about having no bread? Do you still not see or understand? Are your hearts hardened? 18 Do you have eyes but fail to see, and ears but fail to hear? And don’t you remember? 19 When I broke the five loaves for the five thousand, how many basketfuls did you pick up?” “Twelve,” they replied. 20 “A…

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

On this episode of the Fayetteville 411, staff from the City of Fayetteville's Stormwater Division joined us to talk about stormwater, how to prevent stormwater pollution, and more!Kirjoittanut City of Fayetteville, NC

Listen to a Bible teaching on John 8:48-59. Today's teacher: Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

How to Analyze Buying a Rental Property at a Discount in Fayetteville Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the t…

Listen to a Bible teaching on the story of Easter. Today's teacher: Jim Hall and Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Isaiah 40:31 “Those who HOPE in the Lord will renew their strength….” 1 Peter 1:21 "Through Christ you have put trust in God. And you have placed your faith and hope in God because he raised Christ from the dead…” Proverbs 13:12 “Hope deferred makes the heart sick, but a longing fulfilled is a tree of life.”…

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

On this episode, we talk with new Fire Chief Kevin Dove about his career with the Fayetteville Fire Department, his new role as Fire Chief and his long term goals.Kirjoittanut City of Fayetteville, NC

Listen to a Bible teaching on John 8:31-47. Today's teacher: Jim Hall Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Join in as guest speaker Aaron Burke encourages the church in what Jesus shared as the greatest of all commands.

There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …

Second CityVision Podcast features 2023 successes, Fayetteville Strategic Plan, and the ‘Awkward Trio’ The Fayetteville Strategic Plan and 2023 successes take center stage in the second episode of the CityVision Podcast along with a visit from the self-described “Awkward Trio.” This new episode and February’s debut episode are available for listeni…

Listen to a Bible teaching on John 8:12-30. Today's teacher: Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Discussing the upcoming City Budget with the City Manager and an Assistant City Manager.Kirjoittanut City of Fayetteville, NC

Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…

Listen to a Bible teaching on John 7:52-8:11. Today's teacher: Kevin Rusack Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

There are just two times in scripture the word "marveled" is used in this way to describe how Jesus reacted to a situation; Mark 6 is one of those times!

Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…

Listen to a Bible teaching on John 7:25-52. Today's teacher: Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Out of the crowd and into the presence of Jesus.

On this episode of the Fayetteville Fire Podcast, we share a highlights from the department's annual report.Kirjoittanut City of Fayetteville, NC

How to Analyze a New Construction Single-Family Home Property in Fayetteville Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Ja…

In this episode of the Fayetteville 411 we meet the CEO of DistiNCtly Fayetteville and talk about some of his upcoming plans for the city. www.FayettevilleNC.govwww.facebook.com/cityoffayettevillegovernmentwww.FayTV.netTwitter @CityOfFayNCKirjoittanut City of Fayetteville, NC

Listen to a Bible teaching on John 7:1-24. Today's teacher: Jim Hall Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

"This Little Light of Mine"Mark 4:21 “Jesus asked them, “Would anyone light a lamp and then put it under a basket? Of course not! A lamp is placed on a stand, where its light will shine.”

The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…

Welcome to our first-ever City of Fayetteville podcast! In this inaugural episode, you will meet our host Michael Stuart along with Mayor Ed Johnson and Mayor Pro-Tem Rich Hoffman. Join us as they discuss the award-winning City Hall & City Center Park project as well as the City's next steps toward revitalizing Downtown Fayetteville.…

Listen to a Bible teaching on John 6:48-71. Today's teacher: Lee Epstein Follow along with sermon notes in the ⁠Bible app⁠ Watch the video on ⁠YouTube⁠ Find out more about ⁠New Heights Church

Positioned for a move of God

Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…